TITLE 1.6A. INVESTIGATIVE CONSUMER REPORTING AGENCIES [1786. - 1786.60.]

Title 1.6A added by Stats. 1975, Ch. 1272.

§§ 1786–1786.60 · 25 sections

1. ARTICLE 1. General Provisions §§ 1786–1786.2 · 3 sections

   • § 1786 The Legislature finds and declares as follows: (a) Investigative consumer reporting agencies have assumed a vital role in collecting, assembling, evaluating,…
   • § 1786.1 This title may be referred to as the Investigative Consumer Reporting Agencies Act.
   • § 1786.2 The following terms as used in this title have the meaning expressed in this section: (a) The term “person” means any individual, partnership, corporation,…
2. ARTICLE 2. Obligations of Investigative Consumer Reporting Agencies §§ 1786.10–1786.40 · 14 sections

   • § 1786.10 (a) Every investigative consumer reporting agency shall, upon request and proper identification of any consumer, allow the consumer to visually inspect all…
   • § 1786.11 Every investigative consumer reporting agency that provides an investigative consumer report to a person other than the consumer shall make a copy of that…
   • § 1786.12 An investigative consumer reporting agency shall only furnish an investigative consumer report under the following circumstances: (a) In response to the order…
   • § 1786.14 Notwithstanding the provisions of Section 1786.12 an investigative consumer reporting agency may furnish to a governmental agency a consumer’s name, address,…
   • § 1786.16 (a) Any person described in subdivision (d) of Section 1786.12 shall not procure or cause to be prepared an investigative consumer report unless the following…
   • § 1786.18 (a) Except as authorized under subdivision (b), an investigative consumer reporting agency may not make or furnish any investigative consumer report containing…
   • § 1786.20 (a) An investigative consumer reporting agency shall maintain reasonable procedures designed to avoid violations of Section 1786.18 and to limit furnishing of…
   • § 1786.22 (a) An investigative consumer reporting agency shall supply files and information required under Section 1786.10 during normal business hours and on reasonable…
   • § 1786.24 (a) If the completeness or accuracy of any item of information contained in his or her file is disputed by a consumer, and the dispute is conveyed directly to…
   • § 1786.26 (a) Except as otherwise provided in subdivision (c), an investigative consumer reporting agency may charge a consumer a fee not exceeding eight dollars ($8)…
   • § 1786.28 (a) Each investigative consumer reporting agency that collects, assembles, evaluates, compiles, reports, transmits, transfers, or communicates items of…
   • § 1786.29 An investigative consumer reporting agency shall provide the following notices on the first page of an investigative consumer report: (a) A notice in at least…
   • § 1786.30 Whenever an investigative consumer reporting agency prepares an investigative consumer report, no adverse information in the report (other than information…
   • § 1786.40 (a) Whenever insurance for personal, family, or household purposes, employment, or the hiring of a dwelling unit involving a consumer is denied, or the charge…
3. ARTICLE 4. Remedies §§ 1786.50–1786.60 · 8 sections

   • § 1786.50 (a) An investigative consumer reporting agency or user of information that fails to comply with any requirement under this title with respect to an…
   • § 1786.52 Nothing in this chapter shall in any way affect the right of any consumer to maintain an action against an investigative consumer reporting agency, a user of…
   • § 1786.53 (a) Any person who collects, assembles, evaluates, compiles, reports, transmits, transfers, or communicates information on a consumer’s character, general…
   • § 1786.54 This title does not apply to any investigative consumer report which by its terms is limited to disclosures from public records relating to land and land…
   • § 1786.55 Nothing in this chapter is intended to modify Section 1198.5 of the Labor Code or existing law concerning information obtained by an employer or employment…
   • § 1786.56 If any provision of this act or the application thereof to any person or circumstances is held invalid, such invalidity shall not affect other provisions or…
   • § 1786.57 Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.
   • § 1786.60 Notwithstanding subdivision (a) of Section 1798.85, prior to July 1, 2004, any financial institution may print the social security number of an individual on…