TITLE 1.6E. CREDIT SERVICES
Title 1.6E added by Stats. 1984, Ch. 1177, Sec. 1.
§§ 1789.10–1789.26 · 19 sections
- § 1789.10 This title shall be known and may be cited as the “Credit Services Act of 1984.”
- § 1789.11 The Legislature finds and declares that: (a) The ability to obtain and use credit has become of great importance to consumers, who have a vital interest in…
- § 1789.12 As used in this title: (a) “Communication” means the conveyance of any information regarding a debt, credit record, credit history, or credit rating, directly…
- § 1789.13 A credit services organization and its salespersons, agents, representatives, and independent contractors who sell or attempt to sell the services of a credit…
- § 1789.134 (a) A consumer credit reporting agency, creditor, debt collector, or debt buyer that knows that a consumer is represented by a credit services organization,…
- § 1789.135 To protect against fraud and identity theft, when a credit services organization sends a written communication by facsimile, electronic mail, United States…
- § 1789.14 Before the execution of a contract or agreement between the consumer and a credit services organization, the credit services organization shall provide the…
- § 1789.15 The information statement shall include all of the following: (a) A complete and detailed description of the services to be performed by the credit services…
- § 1789.16 (a) A credit services organization shall not provide any service to a consumer except pursuant to a written contract that complies with this section. Every…
- § 1789.17 The seller’s breach of a contract under this title or of any obligation arising therefrom shall constitute a violation of this title.
- § 1789.18 No credit services organization shall conduct business in this state unless the credit services organization has first obtained a surety bond in the principal…
- § 1789.19 (a) Any waiver by a consumer of the provisions of this title shall be deemed contrary to public policy and shall be void and unenforceable. Any attempt by a…
- § 1789.20 (a) Any person who violates any provision of this title is guilty of a misdemeanor. Any superior court of this state shall have jurisdiction in equity to…
- § 1789.21 (a) Any consumer injured by a violation of this title or by the credit services organization’s breach of a contract subject to this title may bring any action…
- § 1789.22 The provisions of this title are not exclusive and do not relieve the parties or the contracts subject thereto from compliance with any other applicable…
- § 1789.23 If any provision of this title or if any application thereof to any person or circumstance is held invalid, the remainder of the title and the application of…
- § 1789.24 (a) When a deposit has been made in lieu of a bond pursuant to Section 995.710 of the Code of Civil Procedure, the person asserting a claim against the deposit…
- § 1789.25 (a) Every credit services organization shall file a registration application with, and receive a certificate of registration from, the Department of Justice…
- § 1789.26 (a) The Secretary of State shall enforce the provisions of this title that govern the filing and maintenance of bonds and deposits in lieu of bonds. (b) The…