TITLE 1.3. CREDIT CARDS

Title 1.3 added by Stats. 1971, Ch. 1019.

§§ 1747–1748.95 · 27 sections

§ 1747 This title may be cited as the “Song-Beverly Credit Card Act of 1971.”
§ 1747.01 It is the intent of the Legislature that the provisions of this title as to which there are similar provisions in the federal Truth in Lending Act, as amended…
§ 1747.02 As used in this title: (a) “Credit card” means any card, plate, coupon book, or other single credit device existing for the purpose of being used from time to…
§ 1747.03 (a) Any rights or responsibilities created by this title that are based on the use of a credit card shall have no effect with respect to: (1) Those…
§ 1747.04 Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.
§ 1747.05 (a) No credit card shall be issued except: (1) In response to an oral or written request or application therefor. (2) As a renewal of, or in substitution for,…
§ 1747.06 (a) A credit card issuer that mails an offer or solicitation to receive a credit card and, in response, receives a completed application for a credit card that…
§ 1747.08 (a) Except as provided in subdivision (c), no person, firm, partnership, association, or corporation that accepts credit cards for the transaction of business…
§ 1747.09 (a) Except as provided in this section, no person, firm, partnership, association, corporation, or limited liability company that accepts credit or debit cards…
§ 1747.10 A cardholder shall be liable for the unauthorized use of a credit card only if all of the following conditions are met: (a) The card is an accepted credit…
§ 1747.20 If 10 or more credit cards are issued by one card issuer for use by the employees of an organization, Section 1747.10 does not prohibit the card issuer and the…
§ 1747.40 If a card issuer fails to give a timely response to an inquiry of a cardholder concerning any debit or credit applicable to an obligation incurred through the…
§ 1747.50 (a) Every card issuer shall correct any billing error made by the card issuer within two complete billing cycles, but in no event later than 90 days, after…
§ 1747.60 (a) Every retailer shall correct any billing error made by the retailer within 60 days from the date on which an inquiry concerning a billing error was mailed.…
§ 1747.65 (a) A card issuer shall not be liable for a billing error made by the retailer. (b) A retailer shall not be liable for a billing error made by a card issuer.
§ 1747.70 (a) No card issuer shall knowingly give any untrue credit information to any other person concerning a cardholder. (b) No card issuer, after receiving an…
§ 1747.80 (a) No card issuer shall refuse to issue a credit card to any person solely because of any characteristic listed or defined in subdivision (b) or (e) of…
§ 1747.81 (a) If a card issuer has determined in the normal course of business that it will issue a card to a married woman, the card shall be issued bearing either the…
§ 1747.85 Unless requested by the cardholder, no card issuer shall cancel a credit card without having first given the cardholder 30 days’ written notice of its…
§ 1747.90 (a) (1) Subject to the limitation contained in subdivision (b), a card issuer who has issued a credit card to a cardholder pursuant to an open-end consumer…
§ 1747.94 (a) In addition to any other disclosures required by law, a card issuer of a secured credit card shall, in every advertisement or solicitation to prospective…
§ 1748 Any provision in a contract between a card issuer and a retailer which has the effect of prohibiting the retailer from offering price discounts or from…
§ 1748.1 (a) No retailer in any sales, service, or lease transaction with a consumer may impose a surcharge on a cardholder who elects to use a credit card in lieu of…
§ 1748.5 (a) A cardholder may request, not more frequently than once a year, that the card issuer inform the cardholder of the total amount of finance charges assessed…
§ 1748.7 (a) No person shall process, deposit, negotiate, or obtain payment of a credit card charge through a retailer’s account with a financial institution or through…
§ 1748.9 (a) A credit card issuer that extends credit to a cardholder through the use of a preprinted check or draft shall disclose on the front of an attachment that…
§ 1748.95 (a) (1) Upon the request of a person who has obtained a police report pursuant to Section 530.6 of the Penal Code, a credit card issuer shall provide to the…