TITLE 19. COVID-19 Small Landlord and Homeowner Relief Act [3273.01. - 3273.16.]

Title 19 added by Stats. 2020, Ch. 37, Sec. 13.

§§ 3273.01–3273.16 · 9 sections

1. CHAPTER 1. Title and Definitions §§ 3273.01–3273.2 · 3 sections

   • § 3273.01 This title is known, and may be cited, as the “COVID-19 Small Landlord and Homeowner Relief Act of 2020.”
   • § 3273.1 For purposes of this title: (a) (1) “Borrower” means any of the following: (A) A natural person who is a mortgagor or trustor or a confirmed successor in…
   • § 3273.2 (a) The provisions of this title apply to a mortgage or deed of trust that is secured by residential property containing no more than four dwelling units,…
2. CHAPTER 2. Mortgages §§ 3273.10–3273.16 · 6 sections

   • § 3273.10 (a) If a mortgage servicer denies a forbearance request made during the effective time period, the mortgage servicer shall provide written notice to the…
   • § 3273.11 (a) A mortgage servicer shall comply with applicable federal guidance regarding borrower options following a COVID-19 related forbearance. (b) Any mortgage…
   • § 3273.12 It is the intent of the Legislature that a mortgage servicer offer a borrower a postforbearance loss mitigation option that is consistent with the mortgage…
   • § 3273.14 A mortgage servicer shall communicate about forbearance and postforbearance options described in this article in the borrower’s preferred language when the…
   • § 3273.15 (a) A borrower who is harmed by a material violation of this title may bring an action to obtain injunctive relief, damages, restitution, and any other remedy…
   • § 3273.16 Any waiver by a borrower of the provisions of this article is contrary to public policy and shall be void.