CHAPTER 3. Requirements on Users of Consumer Credit Reports
Chapter 3 added by Stats. 1975, Ch. 1271.
§§ 1785.20–1785.22 · 9 sections
- § 1785.20 (a) If any person takes any adverse action with respect to any consumer, and the adverse action is based, in whole or in part, on any information contained in…
- § 1785.20.1 (a) Except as provided in subdivision (b), any person who uses a consumer credit report in connection with any credit transaction not initiated by the consumer…
- § 1785.20.2 Any person who makes or arranges loans and who uses a consumer credit score as defined in Section 1785.15.1 in connection with an application initiated or…
- § 1785.20.3 (a) Any person who uses a consumer credit report in connection with the approval of credit based on an application for an extension of credit, and who…
- § 1785.20.4 A housing provider, tenant screening company, or other entity that evaluates tenants on behalf of a housing provider shall not use an alleged COVID-19 rental…
- § 1785.20.5 (a) Prior to requesting a consumer credit report for employment purposes, the user of the report shall provide written notice to the person involved. The…
- § 1785.20.6 A person who uses a consumer credit report in connection with a credit transaction shall not use a medical debt listed on the report as a negative factor when…
- § 1785.21 (a) A user in its discretion may notify the consumer that upon request the user may contact the consumer reporting agency and request that the consumer…
- § 1785.22 (a) A person may not procure a consumer credit report for the purpose of reselling the report or any information therein unless the person discloses to the…