TITLE 1.85. CONSUMER CREDIT CONTRACTS
Title 1.85 added by Stats. 1975, Ch. 847.
§§ 1799.90–1799.104 · 15 sections
- § 1799.90 As used in this title: (a) “Consumer credit contract” means any of the following obligations to pay money on a deferred payment basis, where the money,…
- § 1799.91 (a) Each creditor who obtains the signature of more than one person on a consumer credit contract shall deliver to each person who does not in fact receive any…
- § 1799.92 (a) The notice required by Section 1799.91 shall be provided on a separate sheet that meets the following requirements: (1) It shall not contain any other text…
- § 1799.93 (a) The creditor shall not obtain the signature of any person entitled to notice under Section 1799.91 if the consumer credit contract contains blank spaces to…
- § 1799.94 The text of the statement required by Section 1799.91 of this title shall not be construed to alter or affect the rights and obligations of the parties to any…
- § 1799.95 No action shall be brought, nor shall any security interest be enforced, by any creditor or any assignee of a creditor on any consumer credit contract which…
- § 1799.96 If federal law or regulations require or permit the use of a notice substantially similar to that required by Section 1799.91, the use of such federally…
- § 1799.97 (a) No consumer credit contract shall provide for a security interest in any religious books, religious artifacts, or religious materials, valued at less than…
- § 1799.98 (a) Nothing in this title shall be construed to make applicable or affect or operate as a waiver of any of the provisions of any of the following: (1) Title 13…
- § 1799.99 (a) This section applies to transactions, other than consumer credit contracts as defined in Section 1799.90, which are subject to 16 C.F.R. 444.3, 12 C.F.R.…
- § 1799.100 (a) It is unlawful for any person to take a security interest in any household goods, as defined in subdivision (g), in connection with a consumer credit…
- § 1799.101 (a) For the purposes of this section, the following terms are defined as follows: (1) “Adverse information” means information directly or indirectly indicating…
- § 1799.102 (a) A cosigner who suffers a loss as a result of a violation of Section 1799.101 may bring an action to recover actual damages or two hundred fifty dollars…
- § 1799.103 No consumer credit contract or guarantee of a consumer credit contract shall provide for a security interest in any investment property, as defined in…
- § 1799.104 Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.