TITLE 2.96. CALIFORNIA RENTAL-PURCHASE ACT
Title 2.96 added by Stats. 1994, Ch. 1026, Sec. 1.
§§ 1812.620–1812.650 · 31 sections
- § 1812.620 This title shall be known and may be cited as the Karnette Rental-Purchase Act.
- § 1812.621 The Legislature hereby finds and declares that consumers enter into rental-purchase contracts that do not adequately disclose the actual terms and cost of the…
- § 1812.622 As used in this title: (a) “Advertisement” means a commercial message in any medium that directly or indirectly solicits or promotes one or more specific…
- § 1812.623 (a) Every rental-purchase agreement shall be contained in a single document which shall set forth all of the agreements of the lessor and the consumer with…
- § 1812.624 (a) No rental-purchase agreement or any document that the lessor requests the consumer to sign shall contain any provision by which: (1) A power of attorney is…
- § 1812.625 (a) The lessor may require the consumer to pay a security deposit, however denominated, in an amount not to exceed the equivalent of one month’s rental only…
- § 1812.626 (a) The lessor may assess a late payment fee if the late payment fee is specified in the rental-purchase agreement and is permitted by this section. (b) No fee…
- § 1812.627 (a) The consumer’s liability for loss or damage to the property which is the subject of the rental-purchase agreement shall in no event exceed the lesser of…
- § 1812.628 (a) In addition to the circumstances described in subdivision (a) of Section 1689.5, a rental-purchase agreement regardless of the amount involved shall be…
- § 1812.629 (a) Upon the request of the consumer, the lessor shall provide the information as required by subdivision (b) of Section 1812.623 in an exemplar of the…
- § 1812.630 (a) (1) Any advertisement of a rental-purchase agreement that states the amount of any payment shall clearly and conspicuously disclose all of the following in…
- § 1812.631 (a) A consumer may be deemed in default under the rental-purchase agreement if either of the following applies: (1) The rental-purchase agreement requires…
- § 1812.632 (a) (1) The consumer has the right to acquire ownership of the property within three months of the date on which the consumer executed the rental-purchase…
- § 1812.633 (a) The lessor shall maintain the property subject to the rental-purchase agreement in good working order while the agreement is in effect without charging any…
- § 1812.634 When the lessor transfers ownership of the rental property, the lessor shall also transfer to the consumer the unexpired portion of any transferable warranties…
- § 1812.635 (a) A lessor shall not sell, or offer for sale, a service contract for the rental property if that service contract provides any coverage while the…
- § 1812.636 (a) A consumer damaged by a violation of this title by a lessor is entitled to recover all of the following: (1) Actual damages. (2) Twenty-five percent of an…
- § 1812.637 (a) A lessor is not liable for a violation of this title if, before the 30th calendar day after the date the lessor discovers a bona fide error and before an…
- § 1812.638 (a) A lessor shall not engage in any unfair, unlawful, or deceptive conduct, or make any untrue or misleading statement in connection with the collection of…
- § 1812.639 A lessor shall not engage in any unfair, unlawful, or deceptive conduct or make any untrue or misleading statement in connection with a rental-purchase…
- § 1812.640 A lessor shall not report any late payment, default, or repossession to a consumer credit reporting agency, as defined in subdivision (d) of Section 1785.3, or…
- § 1812.641 (a) A lessor shall not send any solicitation or other promotional material to a person identified by the consumer as a reference to verify the consumer’s…
- § 1812.642 A lessor shall not discriminate against a prospective consumer on any ground that would be a prohibited basis for a creditor to discriminate against an…
- § 1812.643 (a) Except as provided in subdivision (b), a lessor who obtains the signature of more than one person on a rental-purchase agreement shall deliver the notice…
- § 1812.644 (a) A lessor shall maintain records that establish the lessor’s cost, as defined in subdivision (k) of Section 1812.622, for each item of personal property…
- § 1812.645 An action on a rental-purchase agreement shall be tried in the county in which the rental-purchase agreement was signed or the consumer resides at the time the…
- § 1812.646 Any waiver or modification of the provisions of this title by the consumer or lessor shall be void and unenforceable as contrary to public policy.
- § 1812.647 Any person who willfully violates any provision of this title is guilty of a misdemeanor.
- § 1812.648 The rights, remedies, and penalties established by this title are cumulative to the rights, remedies, or penalties established under other laws.
- § 1812.649 If any provision of this title or the application thereof to any person or circumstances is held invalid, that invalidity shall not affect other provisions or…
- § 1812.650 (a) A lessor shall provide clear and prominent notice to a consumer and obtain express consent from the consumer at the time the lessor and the consumer enter…