ARTICLE 10. Retail Installment Accounts
Article 10 added by Stats. 1959, Ch. 201.
§§ 1810–1810.12 · 12 sections
- § 1810 For the purposes of this article, a retail installment account agreement shall be deemed to be accepted by the buyer if (1) the buyer signs the agreement,…
- § 1810.1 Notwithstanding any other provisions of this article to the contrary, before the first transaction is made on any retail installment account, the seller shall…
- § 1810.2 Subject to the other provisions of this article, the seller or holder of a retail installment account may charge, receive and collect a finance charge as…
- § 1810.3 (a) Except in the case of an account which the seller deems to be uncollectible or with respect to which delinquency collection procedures have been…
- § 1810.4 The finance charge shall include all charges incident to investigating and making the retail installment account. No fee, expense, delinquency, collection, or…
- § 1810.5 If the cost of any insurance is to be separately charged to the buyer, there shall be an agreement to this effect, signed by both the buyer and the seller, a…
- § 1810.6 Nothing in this article prohibits the execution of an agreement between a buyer and seller whereby the seller retains a security interest in goods sold to the…
- § 1810.7 No retail installment account shall require or entail the execution of any note or series of notes by the buyer which when separately negotiated will cut off…
- § 1810.8 The provisions of Sections 1806.1 and 1806.4 shall be applicable to retail installment accounts.
- § 1810.10 (a) Notwithstanding the provision of any contract to the contrary, except as provided in subdivision (b) or (c), no retail seller shall assess any finance…
- § 1810.11 The buyer may request, not more frequently than once a year, that the seller inform the buyer of the total amount of finance charges assessed on the account…
- § 1810.12 (a) Notwithstanding Section 1810.4, a seller or holder of a retail installment account may, subject to subdivision (d) of Section 1810.3, provide that for each…