ARTICLE 10. [Reduction and Control of Insurance Rates]
Article 10 added November 8, 1988, by initiative Proposition 103, Sec. 3.
§§ 1861.01–1861.16 · 19 sections
- § 1861.01 Insurance Rate Rollback. (a) For any coverage for a policy for automobile and any other form of insurance subject to this chapter issued or renewed on or after…
- § 1861.02 (a) Rates and premiums for an automobile insurance policy, as described in subdivision (a) of Section 660, shall be determined by application of the following…
- § 1861.025 A person is qualified to purchase a Good Driver Discount policy if he or she meets all of the following criteria: (a) He or she has been licensed to drive a…
- § 1861.03 (a) The business of insurance shall be subject to the laws of California applicable to any other business, including, but not limited to, civil rights laws…
- § 1861.04 Full Disclosure of Insurance Information. (a) Upon request, and for a reasonable fee to cover costs, the commissioner shall provide consumers with a comparison…
- § 1861.05 Approval of Insurance Rates. (a) No rate shall be approved or remain in effect which is excessive, inadequate, unfairly discriminatory or otherwise in…
- § 1861.055 (a) The commissioner shall adopt regulations governing hearings required by subdivision (c) of Section 1861.05 on or before 120 days after the enactment of…
- § 1861.06 Public notice required by this article shall be made through distribution to the news media and to any member of the public who requests placement on a mailing…
- § 1861.07 All information provided to the commissioner pursuant to this article shall be available for public inspection, and the provisions of Section 7929.000 of the…
- § 1861.08 Hearings shall be conducted pursuant to Chapter 5 (commencing with Section 11500) of Part 1 of Division 3 of Title 2 of the Government Code, except that: (a)…
- § 1861.09 Judicial review shall be in accordance with Section 1858.6. For purposes of judicial review, a decision to hold a hearing is not a final order or decision;…
- § 1861.10 Consumer Participation. (a) Any person may initiate or intervene in any proceeding permitted or established pursuant to this chapter, challenge any action of…
- § 1861.11 Emergency Authority. In the event that the commissioner finds that (a) insurers have substantially withdrawn from any insurance market covered by this article,…
- § 1861.12 Group Insurance Plans. Any insurer may issue any insurance coverage on a group plan, without restriction as to the purpose of the group, occupation or type of…
- § 1861.13 Application. This article shall apply to all insurance on risks or on operations in this state, except those listed in Section 1851.
- § 1861.137 (a) Notwithstanding Section 1861.13, credit insurance shall not be subject to Sections 1861.01 and 1861.05. However, any rate for credit insurance shall be…
- § 1861.14 Enforcement & Penalties. Violations of this article shall be subject to the penalties set forth in Section 1859.1. In addition to the other penalties provided…
- § 1861.15 (a) An insurer issuing policies as described in subdivision (a) of Section 660, shall, as a condition of obtaining and maintaining a certificate of authority…
- § 1861.16 (a) An insurer issuing a policy described in subdivision (a) of Section 660 by or through an insurance agent where a commission is paid, directly or…