CHAPTER 3. Enforcement [4974. - 4979.8.]

Chapter 3 added by Stats. 2001, Ch. 732, Sec. 1.

§§ 4974–4979.8 · 10 sections

• § 4974 (a) Any compliance failure that was not willful or intentional and resulted from a bona fide error, that occurred notwithstanding the maintenance of procedures…
• § 4975 (a) (1) Any licensed person who violates any provision of Section 4973, 4979.6, or 4979.7 shall be deemed to have violated that person’s licensing law. (2)…
• § 4977 (a) A licensing agency may, after appropriate notice and opportunity for hearing, by order levy administrative penalties against a person who violates any…
• § 4978 (a) A person who fails to comply with the provisions of this division is civilly liable to the consumer in an amount equal to any actual damages suffered by…
• § 4978.6 A person who originates covered loans shall inform any employee, who originates covered loans on behalf of the person, of the administrative or civil penalties…
• § 4979 Upon request, a person who originates a covered loan shall provide the licensing agency or the consumer, at no cost, documentation regarding his or her loan…
• § 4979.5 (a) A person who provides brokerage services to a borrower in a covered loan transaction by soliciting lenders or otherwise negotiating a consumer loan secured…
• § 4979.6 A person who originates a covered loan shall not make a covered loan that finances points and fees in excess of one thousand dollars ($1,000) or 6 percent of…
• § 4979.7 On or after July 1, 2002, a person who originates a consumer loan shall not finance, directly or indirectly, into a consumer loan or finance to the same…
• § 4979.8 The provisions of this division shall not impose liability on an assignee that is a holder in due course. The provisions of this division shall not apply to…