BlackletterCalifornia law

Financial Code

§§ 1–110002 · 3,318 sections · open a heading for everything below it

  1. GENERAL PROVISIONS §§ 1–22 · 23 sections
  2. DIVISION 1. FINANCIAL INSTITUTIONS §§ 99–900 · 260 sections
    1. CHAPTER 1. Definitions §§ 99–217 · 63 sections
    2. CHAPTER 2. Transition Provisions §§ 250–254 · 5 sections
    3. CHAPTER 3. Department of Financial Protection and Innovation §§ 300–414 · 53 sections
      1. ARTICLE 1. General Provisions §§ 300–301 · 2 sections
      2. ARTICLE 2. Commissioner of Financial Protection and Innovation §§ 320–338 · 20 sections
      3. ARTICLE 3. Deputies and Employees §§ 350–357 · 8 sections
      4. ARTICLE 4. Administration of the Department §§ 370–382 · 12 sections
      5. ARTICLE 5. Financial Institutions Fund § 400 · 1 section
      6. ARTICLE 6. State Banking Account §§ 405–414 · 10 sections
    4. CHAPTER 4. Operations §§ 450–464 · 15 sections
    5. CHAPTER 5. Examinations and Reports-Banking §§ 500–521 · 12 sections
      1. ARTICLE 1. Examination §§ 500–509 · 10 sections
      2. ARTICLE 2. Reports §§ 520–521 · 2 sections
    6. CHAPTER 5.5. Nonsufficient Funds Fees § 530 · 1 section
    7. CHAPTER 6. Enforcement §§ 550–595 · 28 sections
      1. ARTICLE 1. General Provisions §§ 550–554 · 5 sections
      2. ARTICLE 2. Actions Involving the Conduct of Business by Unauthorized Persons §§ 560–567 · 8 sections
      3. ARTICLE 3. Orders Against Licensees and Subject Persons §§ 580–583 · 4 sections
      4. ARTICLE 4. Suspension or Removal of Subject Persons §§ 585–589 · 5 sections
      5. ARTICLE 5. Suspension or Possession of a License §§ 590–595 · 6 sections
    8. CHAPTER 7. Liquidation and Conservation §§ 600–710 · 55 sections
      1. ARTICLE 1. General Provisions §§ 600–609 · 10 sections
      2. ARTICLE 2. Conservation or Liquidation of an Insured Licensee §§ 620–624 · 5 sections
      3. ARTICLE 3. Conservatorship of an Uninsured Licensee §§ 640–652 · 13 sections
      4. ARTICLE 4. Liquidation of an Uninsured Licensee §§ 670–692 · 23 sections
      5. ARTICLE 5. Disposal of Unclaimed Trust Property §§ 700–702 · 3 sections
      6. ARTICLE 6. Priorities § 710 · 1 section
    9. CHAPTER 8. Voluntary Liquidation §§ 720–721 · 2 sections
    10. CHAPTER 9. Approval of Names of Nonbank Corporations §§ 730–734 · 5 sections
    11. CHAPTER 10. Legal Investments for Nonbank Licensees §§ 800–819 · 20 sections
    12. CHAPTER 11. Financial Abuse of Victims of Domestic Violence § 900 · 1 section
  3. DIVISION 1.1. BANKING §§ 1000–1910 · 436 sections
    1. CHAPTER 1. General Provisions §§ 1000–1008 · 9 sections
    2. CHAPTER 2. Application §§ 1020–1027 · 8 sections
    3. CHAPTER 3. Authorization to Engage in Banking §§ 1040–1048 · 9 sections
    4. CHAPTER 4. Bank Offices §§ 1070–1083 · 14 sections
    5. CHAPTER 4.5. Bank Extraordinary Situation Closing §§ 1090–1096 · 7 sections
    6. CHAPTER 5. Corporate Requirements §§ 1100–1190 · 28 sections
      1. ARTICLE 1. Articles, Bylaws, and Names §§ 1100–1107 · 8 sections
      2. ARTICLE 2. Shares §§ 1120–1122 · 3 sections
      3. ARTICLE 3. Distributions to Shareholders §§ 1130–1135 · 6 sections
      4. ARTICLE 4. Shareholders’ Equity §§ 1150–1152 · 3 sections
      5. ARTICLE 5. Directors §§ 1170–1176 · 7 sections
      6. ARTICLE 6. Shareholders § 1190 · 1 section
    7. CHAPTER 6. Securities §§ 1200–1212 · 13 sections
    8. CHAPTER 7. Acquisition of Control §§ 1250–1263 · 14 sections
    9. CHAPTER 8. Bank Holding Companies §§ 1280–1287 · 8 sections
    10. CHAPTER 9. Authorizations for Banks §§ 1300–1301 · 2 sections
    11. CHAPTER 10. Restrictions and Prohibited Practices §§ 1320–1367 · 30 sections
      1. ARTICLE 1. General Provisions §§ 1320–1341 · 22 sections
      2. ARTICLE 2. Loans to Insiders §§ 1360–1367 · 8 sections
    12. CHAPTER 11. Agency Activities §§ 1380–1397 · 17 sections
      1. ARTICLE 1. General Provisions §§ 1380–1382 · 3 sections
      2. ARTICLE 2. California State Bank as Principal §§ 1384–1390 · 7 sections
      3. ARTICLE 3. California State Bank as Agent §§ 1391–1397 · 7 sections
    13. CHAPTER 12. Deposits §§ 1400–1440 · 24 sections
      1. ARTICLE 1. Depositors §§ 1400–1415 · 13 sections
      2. ARTICLE 2. Disclosure of Delayed Availability Policy §§ 1420–1429 · 10 sections
      3. ARTICLE 3. Dormant Accounts § 1440 · 1 section
    14. CHAPTER 13. Withdrawals and Collections §§ 1450–1456 · 5 sections
      1. ARTICLE 1. General §§ 1450–1452 · 3 sections
      2. ARTICLE 2. Certified Checks §§ 1455–1456 · 2 sections
    15. CHAPTER 14. Loans and Investments §§ 1460–1522 · 40 sections
      1. ARTICLE 1. General Provisions §§ 1460–1467 · 8 sections
      2. ARTICLE 2. Loan and Investment Limitations §§ 1470–1473 · 4 sections
      3. ARTICLE 3. Loan Limits §§ 1480–1498 · 19 sections
      4. ARTICLE 4. Investments §§ 1510–1515 · 6 sections
      5. ARTICLE 5. Miscellaneous §§ 1520–1522 · 3 sections
    16. CHAPTER 15. Industrial Banks §§ 1530–1542 · 7 sections
      1. ARTICLE 1. General Provisions §§ 1530–1533 · 4 sections
      2. ARTICLE 2. Industrial Bank Business §§ 1540–1542 · 3 sections
    17. CHAPTER 16. Trust Companies §§ 1550–1613 · 41 sections
      1. ARTICLE 1. General Provisions §§ 1550–1557 · 8 sections
      2. ARTICLE 2. Fiduciary Activities §§ 1560–1562 · 3 sections
      3. ARTICLE 3. Deposits with State Treasurer §§ 1570–1578 · 9 sections
      4. ARTICLE 4. Investments §§ 1580–1586 · 7 sections
      5. ARTICLE 5. Miscellaneous §§ 1600–1613 · 14 sections
    18. CHAPTER 17. Safe Deposit §§ 1620–1651 · 23 sections
      1. ARTICLE 1. General Provisions § 1620 · 1 section
      2. ARTICLE 2. Remedies for Nonpayment of Rent §§ 1630–1651 · 22 sections
    19. CHAPTER 18. Interstate Acquisitions §§ 1660–1664 · 5 sections
    20. CHAPTER 19. Foreign (Other State) Banks §§ 1670–1721 · 34 sections
      1. ARTICLE 1. General Provisions §§ 1670–1676 · 7 sections
      2. ARTICLE 2. California Branch Offices §§ 1680–1688 · 9 sections
      3. ARTICLE 3. Facilities of Insured Foreign (Other State) Banks §§ 1700–1705 · 6 sections
      4. ARTICLE 4. Facilities of Uninsured Foreign (Other State) Banks §§ 1710–1721 · 12 sections
    21. CHAPTER 20. Foreign (Other Nation) Banks §§ 1750–1835 · 45 sections
      1. ARTICLE 1. General Provisions §§ 1750–1768 · 19 sections
      2. ARTICLE 2. Representative Offices §§ 1780–1784 · 5 sections
      3. ARTICLE 3. Agencies and Branch Offices §§ 1800–1813 · 14 sections
      4. ARTICLE 4. Voluntary Surrender of License § 1825 · 1 section
      5. ARTICLE 5. Enforcement §§ 1830–1835 · 6 sections
    22. CHAPTER 21. International and Foreign Banking and Financing §§ 1850–1910 · 53 sections
      1. ARTICLE 1. International and Foreign Banking and Financing Corporations §§ 1850–1897 · 48 sections
      2. ARTICLE 2. Bank Investments in International or Foreign Banking or Financing Companies Organized Under the Laws of the United States §§ 1900–1902 · 3 sections
      3. ARTICLE 3. Bank Investments in International or Foreign Banking or Financing Corporations Organized Under the Laws of any State of the United States § 1905 · 1 section
      4. ARTICLE 4. Bank Investments in Foreign Banks § 1910 · 1 section
  4. DIVISION 1.2. MONEY TRANSMISSION ACT §§ 2000–2176 · 63 sections
    1. CHAPTER 1. General Provisions §§ 2000–2003 · 4 sections
    2. CHAPTER 2. Exemptions §§ 2010–2011 · 2 sections
    3. CHAPTER 3. Licenses §§ 2030–2043 · 14 sections
    4. CHAPTER 4. Agents §§ 2060–2063 · 4 sections
    5. CHAPTER 5. Eligible Securities §§ 2081–2089 · 9 sections
    6. CHAPTER 6. Consumer Disclosures §§ 2100–2107 · 8 sections
    7. CHAPTER 7. Examinations, Special Reports, and Records §§ 2120–2127 · 7 sections
    8. CHAPTER 8. Additional Enforcement Provisions §§ 2148–2153 · 9 sections
    9. CHAPTER 9. Miscellaneous Provisions §§ 2170–2176 · 6 sections
  5. DIVISION 1.25. Digital Financial Assets Businesses §§ 3101–3907 · 44 sections
    1. CHAPTER 1. General Provisions §§ 3101–3103 · 3 sections
    2. CHAPTER 2. Licensure §§ 3201–3225 · 13 sections
    3. CHAPTER 3. Examination §§ 3301–3311 · 6 sections
    4. CHAPTER 4. Enforcement §§ 3401–3415 · 8 sections
    5. CHAPTER 5. Disclosures and Protections §§ 3501–3509 · 5 sections
    6. CHAPTER 7. Policies and Procedures §§ 3701–3702 · 2 sections
    7. CHAPTER 8. Miscellaneous Provisions § 3801 · 1 section
    8. CHAPTER 9. Digital Financial Asset Transaction Kiosks §§ 3901–3907 · 6 sections
  6. DIVISION 1.3. THE SETTING OF FEES IN CONSUMER CREDIT AGREEMENTS AND RELATED CONSUMER PROTECTIONS §§ 4000–4002 · 3 sections
  7. DIVISION 1.4. CALIFORNIA FINANCIAL INFORMATION PRIVACY ACT §§ 4050–4060 · 17 sections
  8. DIVISION 1.5. FINANCIAL INSTITUTIONS § 4100 · 1 section
  9. DIVISION 1.6. DEPOSITORY CORPORATIONS—SALE, MERGER, AND CONVERSION §§ 4800–4966 · 181 sections
    1. CHAPTER 1. General Provisions §§ 4800–4828.7 · 38 sections
      1. ARTICLE 1. Short Title, Construction, and Severability §§ 4800–4803 · 4 sections
      2. ARTICLE 2. Definitions §§ 4805.01–4805.18 · 18 sections
      3. ARTICLE 3. Other General Provisions §§ 4820–4828.7 · 16 sections
    2. CHAPTER 2. Administration §§ 4830–4839 · 10 sections
    3. CHAPTER 3. Sale §§ 4840–4879.17 · 69 sections
      1. ARTICLE 1. General Provisions §§ 4840–4843 · 4 sections
      2. ARTICLE 2. Sale of Whole Business Unit to California State Depository Corporation or California State-Licensed Foreign (Other Nation) Bank §§ 4845–4862 · 17 sections
      3. ARTICLE 3. Sale of Whole Business Unit to Federal Depository Corporation, California Federally Licensed Foreign (Other Nation) Bank, or Insured Foreign (Other State) State Depository Corporation §§ 4870–4875 · 7 sections
      4. ARTICLE 3.5. Sale of Whole Business Unit of California State Independent Trust Company to Uninsured Foreign (Other State) State Depository Corporation §§ 4876.01–4876.09 · 9 sections
      5. ARTICLE 4. Certain Sales of Partial Business Units §§ 4877.01–4877.07 · 7 sections
      6. ARTICLE 4.5. Sale of Partial Trust Business Unit by California State Bank or Savings Association to Uninsured Foreign (Other State) State Depository Corporation §§ 4878.01–4878.08 · 8 sections
      7. ARTICLE 5. Other Sales of Partial Business Units §§ 4879.01–4879.17 · 17 sections
    4. CHAPTER 4. Merger §§ 4880–4908.10 · 34 sections
      1. ARTICLE 1. Merger Into California State Depository Corporation §§ 4880–4891 · 11 sections
      2. ARTICLE 2. Merger Into California State-Licensed Foreign (Other Nation) Bank §§ 4895.01–4895.06 · 6 sections
      3. ARTICLE 3. Merger Into Federal Depository Corporation, California Federally Licensed Foreign (Other Nation) Bank, or Insured Foreign (Other State) State Depository Corporation §§ 4900–4905 · 7 sections
      4. ARTICLE 4. Merger of California State Independent Trust Company into Uninsured Foreign (Other State) Depository Corporation §§ 4908.01–4908.10 · 10 sections
    5. CHAPTER 5. Conversion §§ 4920–4966 · 30 sections
      1. ARTICLE 1. Conversion of California State Depository Corporation Into California State Depository Corporation §§ 4920–4930 · 10 sections
      2. ARTICLE 2. Conversion of Federal Depository Corporation Into California State Depository Corporation §§ 4940–4952 · 12 sections
      3. ARTICLE 3. Conversion of California State Depository Corporation Into Federal Depository Corporation §§ 4960–4966 · 8 sections
  10. DIVISION 1.7. COVERED LOANS §§ 4970–4979.8 · 12 sections
    1. CHAPTER 1. General Provisions and Definitions § 4970 · 1 section
    2. CHAPTER 2. Prohibited Acts § 4973 · 1 section
    3. CHAPTER 3. Enforcement §§ 4974–4979.8 · 10 sections
  11. DIVISION 1.8. SECURITIES SALES §§ 4981–4983 · 3 sections
  12. DIVISION 1.9. PERSONS CONNECTED WITH FINANCIAL INSTITUTIONS §§ 4990–4991 · 2 sections
  13. DIVISION 1.10. HIGHER-PRICED MORTGAGE LOANS §§ 4995–4995.6 · 7 sections
  14. DIVISION 2. SAVINGS ASSOCIATION LAW §§ 5000–10009 · 387 sections
    1. CHAPTER 1. Short Title, General Definitions, and General Provisions §§ 5000–5330 · 64 sections
      1. ARTICLE 1. Short Title § 5000 · 1 section
      2. ARTICLE 2. General Definitions §§ 5100–5124 · 36 sections
      3. ARTICLE 3. General Provisions §§ 5203–5209 · 8 sections
      4. ARTICLE 4. Penalties §§ 5300–5311 · 12 sections
      5. ARTICLE 5. Criminal Forfeiture §§ 5320–5325 · 6 sections
      6. ARTICLE 6. Civil Penalties § 5330 · 1 section
    2. CHAPTER 2. Corporate Organization and Corporate Changes §§ 5400–5868 · 90 sections
      1. ARTICLE 1. Organizing Permit §§ 5400–5403 · 4 sections
      2. ARTICLE 2. Petition for Certificate of Authority §§ 5500–5506 · 8 sections
      3. ARTICLE 3. Postincorporation Organization of Associations §§ 5600–5618 · 14 sections
      4. ARTICLE 4. Issuance of Stock and Certificates §§ 5620–5624 · 5 sections
      5. ARTICLE 5. Association Name, Office §§ 5650–5655 · 6 sections
      6. ARTICLE 6. Conversions §§ 5700–5718 · 19 sections
      7. ARTICLE 7. Power to Reorganize, Merge, Consolidate, or Transfer Assets §§ 5750–5762 · 13 sections
      8. ARTICLE 8. Holding Companies and Stock Acquisitions §§ 5800–5811 · 11 sections
      9. ARTICLE 9. Dissolution § 5850 · 1 section
      10. ARTICLE 10. Mutual Holding Companies §§ 5860–5868 · 9 sections
    3. CHAPTER 3. Corporate Administration §§ 6000–6477 · 37 sections
      1. ARTICLE 1. Meetings of Members of Mutual Associations §§ 6000–6006 · 7 sections
      2. ARTICLE 2. Access to Books and Records; Communication with Stockholders or Members; Derivative Actions §§ 6050–6053 · 4 sections
      3. ARTICLE 3. Financial Statement Publication § 6100 · 1 section
      4. ARTICLE 4. Directors §§ 6150–6157 · 8 sections
      5. ARTICLE 5. Indemnity Bonds §§ 6200–6204 · 5 sections
      6. ARTICLE 6. Records §§ 6450–6458 · 9 sections
      7. ARTICLE 7. Statutory Net Worth; Reserve Accounts §§ 6475–6477 · 3 sections
    4. CHAPTER 4. Powers of Associations §§ 6500–6558 · 40 sections
      1. ARTICLE 1. General Powers §§ 6500–6530 · 31 sections
      2. ARTICLE 2. Branching and Agency Powers §§ 6550–6558 · 9 sections
    5. CHAPTER 5. Savings Operations §§ 6600–7154 · 45 sections
      1. ARTICLE 1. Savings Liability §§ 6600–6603 · 4 sections
      2. ARTICLE 2. Savings Accounts §§ 6651–6663 · 8 sections
      3. ARTICLE 3. Contracts for Savings Programs §§ 6700–6702 · 3 sections
      4. ARTICLE 4. Powers of Attorney on Savings Accounts § 6725 · 1 section
      5. ARTICLE 5. Married Persons and Minors §§ 6750–6752 · 3 sections
      6. ARTICLE 6. Multiple-Party Accounts §§ 6800–6805 · 3 sections
      7. ARTICLE 7. Accounts of Administrators, Executors, Guardians, Custodians, Trustees, and Other Fiduciaries §§ 6850–6856 · 5 sections
      8. ARTICLE 8. Accounts of Incompetents § 6900 · 1 section
      9. ARTICLE 9. Accounts of Deceased Nonresidents §§ 6950–6951 · 2 sections
      10. ARTICLE 10. Savings Accounts as Legal Investments and as Security; Public Funds §§ 7000–7002 · 3 sections
      11. ARTICLE 11. Interest §§ 7050–7055 · 6 sections
      12. ARTICLE 12. Withdrawals § 7100 · 1 section
      13. ARTICLE 13. Redemption §§ 7150–7154 · 5 sections
    6. CHAPTER 6. Investment Operations §§ 7200–7800 · 57 sections
      1. ARTICLE 1. Required Liquidity § 7200 · 1 section
      2. ARTICLE 2. Investment in Securities §§ 7250–7252 · 4 sections
      3. ARTICLE 2.5. Other Authorized Investments in Bonds and Securities §§ 7260–7275 · 16 sections
      4. ARTICLE 3. Investment in Business Property § 7300 · 1 section
      5. ARTICLE 4. Purchase of Real Estate § 7350 · 1 section
      6. ARTICLE 5. Investment in Loans §§ 7450–7462 · 14 sections
      7. ARTICLE 6. Real Estate Loans §§ 7500–7509 · 10 sections
      8. ARTICLE 7. Successors in Interest in Loans § 7600 · 1 section
      9. ARTICLE 8. Salvage of Loans and Investments § 7650 · 1 section
      10. ARTICLE 9. Usury Exemption § 7675 · 1 section
      11. ARTICLE 10. Finance Leasing §§ 7700.3–7704 · 5 sections
      12. ARTICLE 10.5. Leasing § 7720 · 1 section
      13. ARTICLE 11. Hazard Insurance § 7800 · 1 section
    7. CHAPTER 7. Supervision §§ 8009–8254 · 41 sections
      1. ARTICLE 1. Department of Savings and Loan §§ 8009–8010 · 2 sections
      2. ARTICLE 2. Savings and Loan Account §§ 8030–8037 · 9 sections
      3. ARTICLE 3. General Supervisory Powers and Duties of Commissioner §§ 8050–8055 · 5 sections
      4. ARTICLE 4. Reports and Examinations §§ 8150–8160 · 11 sections
      5. ARTICLE 5. Enforcement §§ 8200–8202 · 3 sections
      6. ARTICLE 6. Conservatorship §§ 8225–8230 · 6 sections
      7. ARTICLE 7. Receivership §§ 8250–8254 · 5 sections
    8. CHAPTER 8. Federal Associations §§ 8500–8501 · 2 sections
    9. CHAPTER 9. Fees §§ 9000–9001 · 2 sections
    10. CHAPTER 10. Foreign (National) Savings Companies §§ 10000–10009 · 9 sections
  15. DIVISION 3. CHECK SELLERS, BILL PAYERS, AND PRORATERS §§ 12000–12404 · 97 sections
    1. CHAPTER 1. Definitions §§ 12000–12005 · 8 sections
    2. CHAPTER 2. Application of Division §§ 12100–12108 · 10 sections
    3. CHAPTER 3. Licensing §§ 12200–12225 · 23 sections
    4. CHAPTER 4. Licensee Regulations §§ 12300–12332 · 50 sections
    5. CHAPTER 5. Revocation of Licenses §§ 12400–12404 · 6 sections
  16. DIVISION 4. AUTOMATED TELLER MACHINES: USER SAFETY §§ 13000–13070 · 9 sections
    1. CHAPTER 1. Intent § 13000 · 1 section
    2. CHAPTER 2. Definitions § 13020 · 1 section
    3. CHAPTER 3. Location and Installation §§ 13030–13031 · 2 sections
    4. CHAPTER 4. Lighting §§ 13040–13041 · 2 sections
    5. CHAPTER 5. Consumer Education § 13050 · 1 section
    6. CHAPTER 6. Exemptions § 13060 · 1 section
    7. CHAPTER 7. Effect of Compliance § 13070 · 1 section
  17. DIVISION 4.5. AUTOMATED TELLER MACHINE SURCHARGE DISCLOSURE §§ 13080–13083 · 4 sections
  18. DIVISION 5. CREDIT UNIONS §§ 14000–16906 · 329 sections
    1. CHAPTER 1. General Provisions §§ 14000–14053 · 15 sections
      1. ARTICLE 1. Definitions §§ 14000–14007 · 11 sections
      2. ARTICLE 2. General §§ 14050–14053 · 4 sections
    2. CHAPTER 2. Formation §§ 14100–14156 · 18 sections
      1. ARTICLE 1. Incorporation and Bylaws §§ 14100–14103 · 11 sections
      2. ARTICLE 2. Certificate to Act as a Credit Union §§ 14150–14156 · 7 sections
    3. CHAPTER 3. Administration and Powers of the Commissioner §§ 14200–14384 · 54 sections
      1. ARTICLE 1. General §§ 14200–14212 · 13 sections
      2. ARTICLE 2. Examinations and Reports §§ 14250–14257 · 8 sections
      3. ARTICLE 3. Enforcement §§ 14300–14319 · 20 sections
      4. ARTICLE 4. Costs of Administration §§ 14350–14356 · 8 sections
      5. ARTICLE 5. Credit Union Advisory Committee §§ 14380–14384 · 5 sections
    4. CHAPTER 4. Management and Operations §§ 14400–14768 · 68 sections
      1. ARTICLE 1. General §§ 14400–14410 · 12 sections
      2. ARTICLE 2. Directors §§ 14450–14456 · 7 sections
      3. ARTICLE 3. Officers §§ 14500–14502 · 3 sections
      4. ARTICLE 4. Supervisory Committee §§ 14550–14556 · 8 sections
      5. ARTICLE 5. Credit Committee and Loan Officers §§ 14600–14605 · 6 sections
      6. ARTICLE 6. Investments §§ 14650–14659 · 10 sections
      7. ARTICLE 7. Reserves §§ 14700–14703 · 4 sections
      8. ARTICLE 8. Penalties §§ 14750–14768 · 18 sections
    5. CHAPTER 5. Members §§ 14800–14822 · 16 sections
    6. CHAPTER 6. Share Accounts and Certificates for Funds §§ 14850–14905 · 21 sections
      1. ARTICLE 1. General §§ 14850–14870 · 17 sections
      2. ARTICLE 2. Dividends §§ 14900–14905 · 4 sections
    7. CHAPTER 7. Loans §§ 14950–15103 · 17 sections
      1. ARTICLE 1. General §§ 14950–14961 · 10 sections
      2. ARTICLE 2. Maximum Charges and Fees § 15001 · 1 section
      3. ARTICLE 3. Loans to Directors, Officers and Committee Members §§ 15050–15051 · 2 sections
      4. ARTICLE 4. Limitations §§ 15100–15103 · 4 sections
    8. CHAPTER 9. Merger, Dissolution and Conversion §§ 15200–15359 · 32 sections
      1. ARTICLE 1. Merger §§ 15200–15204 · 5 sections
      2. ARTICLE 2. Dissolution §§ 15250–15260 · 10 sections
      3. ARTICLE 3. Conversion Into Federal Credit Unions §§ 15300–15306 · 7 sections
      4. ARTICLE 4. Conversion of Federal Credit Union §§ 15350–15359 · 10 sections
    9. CHAPTER 10. Central Credit Union §§ 15400–15451 · 3 sections
      1. ARTICLE 1. Definition § 15400 · 1 section
      2. ARTICLE 2. General §§ 15450–15451 · 2 sections
    10. CHAPTER 11. Foreign (Other State) Credit Unions §§ 16000–16206 · 39 sections
      1. ARTICLE 1. General Provisions §§ 16000–16013 · 14 sections
      2. ARTICLE 2. Establishment of a California Branch Office or California Facility §§ 16020–16024 · 5 sections
      3. ARTICLE 5. Relocation or Discontinuance of California Branch Office or California Facility §§ 16075–16077 · 3 sections
      4. ARTICLE 6. Conduct of Credit Union Business §§ 16100–16103 · 4 sections
      5. ARTICLE 7. Examination, Reports, and Records §§ 16150–16154 · 5 sections
      6. ARTICLE 9. Enforcement §§ 16200–16206 · 8 sections
    11. CHAPTER 12. Foreign (Other Nation) Credit Unions §§ 16500–16906 · 46 sections
      1. ARTICLE 1. General Provisions §§ 16500–16512 · 13 sections
      2. ARTICLE 2. Representative Offices §§ 16525–16530 · 6 sections
      3. ARTICLE 3. Branch Offices and Agencies §§ 16550–16555 · 6 sections
      4. ARTICLE 6. Conduct of Credit Union Business §§ 16600–16607 · 7 sections
      5. ARTICLE 7. Examination, Reports, and Records §§ 16700–16704 · 5 sections
      6. ARTICLE 8. Voluntary Surrender of License § 16800 · 1 section
      7. ARTICLE 9. Enforcement §§ 16900–16906 · 8 sections
  19. DIVISION 6. ESCROW AGENTS §§ 17000–17703 · 181 sections
    1. CHAPTER 1. Application of This Division §§ 17000–17010 · 19 sections
    2. CHAPTER 2. License and Bond §§ 17200–17215 · 26 sections
    3. CHAPTER 2.5. Escrow Agents’ Fidelity Corporation §§ 17300–17350 · 47 sections
      1. ARTICLE 1. Definitions §§ 17300–17305 · 6 sections
      2. ARTICLE 2. Purpose: Scope of Guarantee §§ 17310–17315 · 10 sections
      3. ARTICLE 3. Membership Fee and Assessments §§ 17320–17324 · 7 sections
      4. ARTICLE 4. General Provisions §§ 17330–17350 · 24 sections
    4. CHAPTER 3. Escrow Regulations §§ 17400–17425 · 33 sections
    5. CHAPTER 4. Revocation of License §§ 17600–17609.2 · 14 sections
    6. CHAPTER 5. Hearings §§ 17610–17614 · 5 sections
    7. CHAPTER 6. Liquidation and Conservatorship §§ 17621–17654 · 33 sections
      1. ARTICLE 1. Possession by Commissioner §§ 17621–17629 · 8 sections
      2. ARTICLE 2. Conservatorship §§ 17630–17634 · 5 sections
      3. ARTICLE 3. Liquidation by the Commissioner §§ 17635–17654 · 20 sections
    8. CHAPTER 7. Crimes and Civil Penalties §§ 17700–17703 · 4 sections
  20. DIVISION 7. INDUSTRIAL LOAN COMPANIES §§ 18000–18707 · 410 sections
    1. CHAPTER 1. General Provisions §§ 18000–18063 · 58 sections
      1. ARTICLE 1. Definitions §§ 18000–18019 · 34 sections
      2. ARTICLE 2. General Provisions §§ 18020–18030 · 12 sections
      3. ARTICLE 3. Real Property Held §§ 18040–18043 · 4 sections
      4. ARTICLE 4. Advertising §§ 18055–18063 · 8 sections
    2. CHAPTER 2. Formation and Organization §§ 18100–18166 · 33 sections
      1. ARTICLE 1. General §§ 18100–18104 · 8 sections
      2. ARTICLE 2. Applications §§ 18115–18120 · 5 sections
      3. ARTICLE 3. Capitalization §§ 18130–18139 · 6 sections
      4. ARTICLE 4. Branch Offices §§ 18145–18154 · 11 sections
      5. ARTICLE 5. Change of Location §§ 18165–18166 · 3 sections
    3. CHAPTER 3. Loans and Purchased Obligations §§ 18190–18303 · 55 sections
      1. ARTICLE 1. General §§ 18190–18192 · 4 sections
      2. ARTICLE 2. Terms and Maximum Charges §§ 18205–18222 · 22 sections
      3. ARTICLE 3. Disclosure and Loan Documents §§ 18230–18235 · 5 sections
      4. ARTICLE 4. Credit Cards § 18245 · 1 section
      5. ARTICLE 5. Limitations and Regulations of Loans and Purchased Obligations §§ 18265–18274 · 11 sections
      6. ARTICLE 6. Insurance Sold With Loans §§ 18290–18296 · 8 sections
      7. ARTICLE 6.5. Open-End Loans §§ 18300–18303 · 4 sections
    4. CHAPTER 4. Investment Certificates §§ 18315–18325 · 10 sections
    5. CHAPTER 5. Administration and Powers of the Commissioner §§ 18339–18427.11 · 104 sections
      1. ARTICLE 1. General §§ 18339–18368 · 31 sections
      2. ARTICLE 2. Examinations §§ 18390–18396 · 6 sections
      3. ARTICLE 3. Reports and Financial Statements §§ 18405–18412 · 8 sections
      4. ARTICLE 4. Possession, Conservatorship, and Liquidation by the Commissioner §§ 18415–18425.17 · 47 sections
      5. ARTICLE 5. Securities Transactions §§ 18427–18427.11 · 12 sections
    6. CHAPTER 6. Prohibited Practices and Penalties §§ 18435–18457 · 24 sections
    7. CHAPTER 7. Guarantee of Thrift Accounts §§ 18475–18538 · 38 sections
      1. ARTICLE 1. Definitions §§ 18475–18481 · 7 sections
      2. ARTICLE 2. General §§ 18490–18512 · 23 sections
      3. ARTICLE 3. Purpose and Scope of Guaranty Corporation §§ 18520–18525 · 5 sections
      4. ARTICLE 4. Assessments §§ 18535–18538 · 3 sections
    8. CHAPTER 8. Insurance Premium Financing §§ 18560–18643 · 47 sections
      1. ARTICLE 1. Definitions §§ 18560–18567 · 8 sections
      2. ARTICLE 2. General §§ 18580–18596 · 17 sections
      3. ARTICLE 3. Provisions of Premium Finance Agreements §§ 18605–18611 · 7 sections
      4. ARTICLE 4. Limitation on Finance Charges §§ 18625–18631 · 7 sections
      5. ARTICLE 5. Charges on Scheduled Balances §§ 18634–18643 · 8 sections
    9. CHAPTER 9. Interstate Acquisitions §§ 18650–18654 · 5 sections
    10. CHAPTER 10. Foreign (Other State) Industrial Loan Companies: Agency Activities §§ 18660–18707 · 36 sections
      1. ARTICLE 1. General Provisions §§ 18660–18666 · 7 sections
      2. ARTICLE 2. Facilities of Insured Foreign (Other State) Industrial Loan Companies §§ 18670–18675 · 6 sections
      3. ARTICLE 3. California Branch Offices §§ 18680–18687 · 7 sections
      4. ARTICLE 4. California Industrial Loan Company as Principal §§ 18690–18697 · 8 sections
      5. ARTICLE 5. California Industrial Loan Company as Agent §§ 18700–18707 · 8 sections
  21. DIVISION 8. PAWNBROKERS §§ 21000–21413 · 51 sections
    1. CHAPTER 1. General Provisions §§ 21000–21051 · 7 sections
      1. ARTICLE 1. Definitions §§ 21000–21003 · 5 sections
      2. ARTICLE 2. Exceptions to This Division §§ 21050–21051 · 2 sections
    2. CHAPTER 2. Pawnbroker Regulations §§ 21200–21209 · 25 sections
    3. CHAPTER 3. Licensure §§ 21300–21307 · 11 sections
    4. CHAPTER 4. Pawnbroker Education Act §§ 21400–21413 · 8 sections
  22. DIVISION 9. CALIFORNIA FINANCING LAW §§ 22000–22780.1 · 258 sections
    1. CHAPTER 1. General Provisions §§ 22000–22172 · 93 sections
      1. ARTICLE 1. Definitions §§ 22000–22020 · 23 sections
      2. ARTICLE 2. Exemptions §§ 22050–22068 · 20 sections
      3. ARTICLE 3. Licensing §§ 22100–22112 · 25 sections
      4. ARTICLE 4. Regulations §§ 22150–22172 · 25 sections
    2. CHAPTER 2. Consumer Loans §§ 22200–22470 · 101 sections
      1. ARTICLE 1. Definitions §§ 22200–22204 · 5 sections
      2. ARTICLE 2. Exemptions §§ 22250–22252 · 3 sections
      3. ARTICLE 3. Loan Regulations §§ 22300–22347 · 53 sections
      4. ARTICLE 3.6. Pilot Program for Increased Access to Responsible Small Dollar Loans §§ 22365–22381 · 18 sections
      5. ARTICLE 4. Charges On Scheduled Balances §§ 22400–22402 · 3 sections
      6. ARTICLE 5. Open-End Loan Programs §§ 22450–22467 · 18 sections
      7. ARTICLE 6. Disclosure of Loan Applications § 22470 · 1 section
    3. CHAPTER 3. Commercial Loans §§ 22500–22650 · 13 sections
      1. ARTICLE 1. Definitions §§ 22500–22502 · 3 sections
      2. ARTICLE 2. Exemptions §§ 22550–22552 · 3 sections
      3. ARTICLE 3. Loan Regulations §§ 22600–22604 · 6 sections
      4. ARTICLE 4. Open-End Credit Programs § 22650 · 1 section
    4. CHAPTER 3.5. Program Administrators §§ 22680–22697 · 19 sections
    5. CHAPTER 4. Revocation and Penalties §§ 22700–22780.1 · 32 sections
      1. ARTICLE 1. Revocation and Suspension of License §§ 22700–22718 · 21 sections
      2. ARTICLE 2. Consumer Loan Penalties §§ 22750–22758 · 9 sections
      3. ARTICLE 3. Commercial Loan Penalties §§ 22780–22780.1 · 2 sections
  23. DIVISION 9.5. Commercial Financing Disclosures §§ 22800–22807 · 8 sections
  24. DIVISION 10. CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW §§ 23000–23106 · 62 sections
    1. CHAPTER 1. General Provisions §§ 23000–23027 · 26 sections
      1. ARTICLE 1. Construction and Definitions §§ 23000–23001 · 2 sections
      2. ARTICLE 2. Licensing and Exemptions §§ 23005–23014 · 11 sections
      3. ARTICLE 3. Administration and Operations §§ 23015–23027 · 13 sections
    2. CHAPTER 2. Deferred Deposit Transactions §§ 23035–23038 · 4 sections
    3. CHAPTER 3. Enforcement §§ 23045–23106 · 32 sections
      1. ARTICLE 1. Administrative Actions §§ 23045–23058 · 13 sections
      2. ARTICLE 2. Penalties for Misconduct §§ 23060–23063 · 4 sections
      3. ARTICLE 3. Civil Damages §§ 23064–23064.5 · 2 sections
      4. ARTICLE 4. Crimes § 23065 · 1 section
      5. ARTICLE 5. Transition Provisions §§ 23070–23074 · 5 sections
      6. ARTICLE 6. Miscellaneous §§ 23100–23106 · 7 sections
  25. [DIVISION 10. CONSUMER FINANCE LENDERS]
  26. DIVISION 10.5. Financial Empowerment Fund §§ 24000–24002 · 3 sections
  27. DIVISION 11.5. NATIONAL HOUSING ACT LOANS §§ 27000–27050 · 6 sections
    1. CHAPTER 1. Investments §§ 27000–27004 · 5 sections
    2. CHAPTER 2. Securities for Deposit § 27050 · 1 section
  28. DIVISION 12. COLLEGE LOANS §§ 28000–28001 · 2 sections
  29. DIVISION 12.5. Student Loan Servicing Act §§ 28100–28182 · 47 sections
    1. CHAPTER 1. General Provisions §§ 28100–28104 · 3 sections
      1. ARTICLE 1. Short Title § 28100 · 1 section
      2. ARTICLE 2. Requirement for License § 28102 · 1 section
      3. ARTICLE 3. Definitions § 28104 · 1 section
    2. CHAPTER 2. Licensing §§ 28106–28125.2 · 15 sections
      1. ARTICLE 1. Commissioner of Financial Protection and Innovation §§ 28106–28111 · 4 sections
      2. ARTICLE 2. Application for License §§ 28112–28124 · 8 sections
      3. ARTICLE 3. Nationwide Multistate Licensing System and Registry §§ 28125–28125.2 · 3 sections
    3. CHAPTER 3. Licensee Duties §§ 28126–28150 · 11 sections
    4. CHAPTER 4. Administration and Power of the Commissioner §§ 28152–28153.5 · 3 sections
    5. CHAPTER 5. Enforcement §§ 28154–28176 · 12 sections
    6. CHAPTER 6. Miscellaneous §§ 28178–28182 · 3 sections
  30. DIVISION 13. PREMIUM FINANCING §§ 29000–29003 · 4 sections
  31. DIVISION 14. SECURITIES DEPOSITORIES §§ 30000–30704 · 41 sections
    1. CHAPTER 1. Application of This Division §§ 30000–30006 · 7 sections
    2. CHAPTER 2. License §§ 30200–30218 · 19 sections
    3. CHAPTER 3. Revocation of License §§ 30600–30609 · 10 sections
    4. CHAPTER 4. Hearings §§ 30700–30704 · 5 sections
  32. DIVISION 15. BUSINESS AND INDUSTRIAL DEVELOPMENT CORPORATIONS §§ 31000–31952 · 132 sections
    1. CHAPTER 1. General Provisions §§ 31000–31056 · 37 sections
      1. ARTICLE 1. Short Title, Construction, and Severability §§ 31000–31006 · 6 sections
      2. ARTICLE 2. Legislative Findings and Purposes §§ 31020–31021 · 2 sections
      3. ARTICLE 3. Definitions §§ 31030–31056 · 29 sections
    2. CHAPTER 2. Administration §§ 31100–31115 · 17 sections
    3. CHAPTER 3. Licensing §§ 31150–31158 · 10 sections
    4. CHAPTER 4. Corporate Matters §§ 31200–31233 · 9 sections
      1. ARTICLE 1. Name §§ 31200–31201 · 2 sections
      2. ARTICLE 2. Board of Directors §§ 31210–31211 · 2 sections
      3. ARTICLE 3. Securities § 31220 · 1 section
      4. ARTICLE 4. Distributions to Shareholders §§ 31230–31233 · 4 sections
    5. CHAPTER 5. Offices §§ 31300–31322 · 8 sections
      1. ARTICLE 1. General Provisions §§ 31300–31305 · 6 sections
      2. ARTICLE 2. Establishing, Relocating, and Closing Offices §§ 31320–31322 · 2 sections
    6. CHAPTER 6. Transaction of Business §§ 31400–31410 · 10 sections
    7. CHAPTER 7. Records, Reports, and Examinations §§ 31500–31509 · 9 sections
    8. CHAPTER 8. Acquisition of Control §§ 31550–31552 · 4 sections
    9. CHAPTER 9. Merger and Purchase or Sale of Business §§ 31600–31605 · 6 sections
    10. CHAPTER 10. Voluntary Surrender of License §§ 31650–31651 · 2 sections
    11. CHAPTER 12. Crimes and Criminal Penalties §§ 31800–31881 · 15 sections
      1. ARTICLE 1. General Provisions §§ 31800–31802 · 3 sections
      2. ARTICLE 2. Conflicts of Interest §§ 31820–31829 · 10 sections
      3. ARTICLE 3. Criminal Penalties §§ 31880–31881 · 2 sections
    12. CHAPTER 13. Civil Penalties §§ 31900–31901 · 2 sections
    13. CHAPTER 14. Transition Provisions §§ 31950–31952 · 3 sections
  33. DIVISION 15.5. STATE ASSISTANCE FUND FOR ENTERPRISE, BUSINESS AND INDUSTRIAL DEVELOPMENT CORPORATION §§ 32000–32823 · 65 sections
    1. CHAPTER 1. General Provisions §§ 32000–32219 · 22 sections
      1. ARTICLE 1. Short Title, Construction and Severability §§ 32000–32002 · 3 sections
      2. ARTICLE 2. Legislative Purposes § 32101 · 1 section
      3. ARTICLE 3. Definitions §§ 32200–32219 · 18 sections
    2. CHAPTER 2. Corporate Matters §§ 32300–32352.5 · 17 sections
      1. ARTICLE 1. Creation of the Corporation §§ 32300–32301 · 2 sections
      2. ARTICLE 2. Corporate Name § 32310 · 1 section
      3. ARTICLE 3. Board of Directors §§ 32320–32326 · 7 sections
      4. ARTICLE 4. Management of the Corporation §§ 32330–32332 · 3 sections
      5. ARTICLE 6. Powers, Exclusions and Prohibitions §§ 32350–32352.5 · 4 sections
    3. CHAPTER 3. Corporate Finances §§ 32400–32423 · 9 sections
      1. ARTICLE 1. Corporate Accounts §§ 32400–32404 · 5 sections
      2. ARTICLE 3. Government Guaranteed Securities Trust Fund §§ 32420–32423 · 4 sections
    4. CHAPTER 5. Loan Operations §§ 32600–32601 · 2 sections
    5. CHAPTER 6. Miscellaneous §§ 32720–32724 · 5 sections
      1. ARTICLE 3. Special Projects §§ 32720–32724 · 5 sections
    6. CHAPTER 7. Borrowing From the State §§ 32810–32823 · 10 sections
      1. ARTICLE 2. State Enterprise Loan Fund §§ 32810–32814 · 5 sections
      2. ARTICLE 3. Borrowing from the Fund §§ 32820–32823 · 5 sections
  34. DIVISION 19. RELEASE OF DEMAND DEPOSIT FUNDS §§ 40500–40501 · 2 sections
  35. DIVISION 20. CALIFORNIA RESIDENTIAL MORTGAGE LENDING ACT §§ 50000–50706 · 100 sections
    1. CHAPTER 1. General §§ 50000–50006 · 10 sections
    2. CHAPTER 2. Licensing: Residential Mortgage Lender §§ 50120–50129 · 10 sections
    3. CHAPTER 3. Licensing: Residential Mortgage Loan Servicer § 50130 · 1 section
    4. CHAPTER 3.5. Mortgage Loan Originators §§ 50140–50146 · 7 sections
    5. CHAPTER 3.6. Nationwide Mortgage Licensing System and Registry §§ 50150–50152 · 3 sections
    6. CHAPTER 4. Financial Condition, Transaction and Bond Requirements §§ 50200–50209 · 10 sections
    7. CHAPTER 5. Administration and Powers of the Commissioner §§ 50301–50333 · 36 sections
    8. CHAPTER 6. Assessments §§ 50400–50402 · 3 sections
    9. CHAPTER 7. Prohibited Practices and Penalties §§ 50500–50513 · 15 sections
    10. CHAPTER 9. Brokerage Services for Borrowers §§ 50700–50706 · 5 sections
  36. DIVISION 20.5. EXCHANGE FACILITATORS §§ 51000–51013 · 8 sections
  37. DIVISION 22. CALIFORNIA FINANCIAL LITERACY FUND §§ 70000–70004 · 5 sections
  38. DIVISION 23. BANK ON CALIFORNIA PROGRAM §§ 80000–80001 · 2 sections
  39. DIVISION 24. California Consumer Financial Protection Law §§ 90000–90019 · 21 sections
    1. CHAPTER 1. Findings and Purpose § 90000 · 1 section
    2. CHAPTER 2. Short Title § 90001 · 1 section
    3. CHAPTER 3. Exemptions § 90002 · 1 section
    4. CHAPTER 4. Prohibited Acts §§ 90003–90004 · 2 sections
    5. CHAPTER 5. Definitions § 90005 · 1 section
    6. CHAPTER 6. Administration §§ 90006–90009.5 · 5 sections
    7. CHAPTER 7. Oversight § 90010 · 1 section
    8. CHAPTER 8. Enforcement Powers and Duties §§ 90011–90017 · 7 sections
    9. CHAPTER 9. Annual Report § 90018 · 1 section
    10. CHAPTER 10. Miscellaneous § 90019 · 1 section
  40. DIVISION 25. Debt Collection Licensing Act §§ 100000–100025 · 29 sections
    1. CHAPTER 1. General Provisions §§ 100000–100002 · 5 sections
      1. ARTICLE 1. Short Title §§ 100000–100000.7 · 3 sections
      2. ARTICLE 2. Requirements for Licensure § 100001 · 1 section
      3. ARTICLE 3. Definitions § 100002 · 1 section
    2. CHAPTER 2. Licensing §§ 100003–100017 · 17 sections
      1. ARTICLE 1. Commissioner on Financial Protection and Innovation §§ 100003–100006.5 · 7 sections
      2. ARTICLE 2. Application for Licensure §§ 100007–100014 · 7 sections
      3. ARTICLE 3. Nationwide Multistate Licensing System and Registry §§ 100015–100017 · 3 sections
    3. CHAPTER 3. Licensee Duties §§ 100018–100022 · 5 sections
    4. CHAPTER 4. Periodic Examination of Licensees § 100023 · 1 section
    5. CHAPTER 5. Advisory Committee § 100025 · 1 section
  41. DIVISION 26. Firearms Merchant Category Code §§ 110000–110002 · 3 sections