CHAPTER 6. Loss [520. - 580.]

Chapter 6 enacted by Stats. 1935, Ch. 145.

§§ 520–580 · 21 sections

1. ARTICLE 1. Transfer of Interest After Loss § 520 · 1 section

   • § 520 An agreement not to transfer the claim of the insured against the insurer after a loss has happened, is void if made before the loss except as otherwise…
2. ARTICLE 2. Causes of Loss §§ 530–533.7 · 7 sections

   • § 530 An insurer is liable for a loss of which a peril insured against was the proximate cause, although a peril not contemplated by the contract may have been a…
   • § 530.5 If a loss or damage results from a combination of perils, one of which is a landslide, mudslide, mudflow, or debris flow, coverage shall be provided if an…
   • § 531 An insurer is liable: (a) Where the thing insured is rescued from a peril insured against, and which would otherwise have caused a loss, if, in the course of…
   • § 532 If a peril is specially excepted in a contract of insurance and there is a loss which would not have occurred but for such peril, such loss is thereby excepted…
   • § 533 An insurer is not liable for a loss caused by the wilful act of the insured; but he is not exonerated by the negligence of the insured, or of the insured’s…
   • § 533.5 (a) No policy of insurance shall provide, or be construed to provide, any coverage or indemnity for the payment of any fine, penalty, or restitution in any…
   • § 533.7 Notwithstanding any other law, an insurer may defend a duly licensed physician or surgeon against any cause of action involving the performance of any act for…
3. ARTICLE 3. Notice and Proofs of Loss §§ 550–557.5 · 8 sections

   • § 550 In case of loss upon an insurance against fire, an insurer is exonerated if notice thereof is not given to him without unnecessary delay by an insured or some…
   • § 551 Except in the case of life, marine, or fire insurance, notice of an accident, injury, or death may be given at any time within twenty days after the event, to…
   • § 552 When preliminary proof of loss is required by a policy, the insured is not bound to give such proof as would be necessary in a court of justice; but it is…
   • § 553 All defects in a notice of loss, or in preliminary proof thereof, which the insured might remedy, and which the insurer omits to specify to him, without…
   • § 554 Delay in the presentation to an insurer of notice or proof of loss is waived, if caused by an act of his, or if he omits to make objection promptly and…
   • § 555 If a policy requires, by way of preliminary proof of loss, the certificate or testimony of a person other than the insured or beneficiary, there is sufficient…
   • § 557 It is a misdemeanor for any person alone or in concert to prepare or make any bid or other writing which falsely purports to be a bona fide offer to repair a…
   • § 557.5 (a) A peace officer, member of the Department of the California Highway Patrol, or firefighter shall not be required to report, nor shall any employer of the…
4. ARTICLE 4. Payment of Automobile Collision Repairs § 560 · 1 section

   • § 560 (a) An insurer that issues a policy providing automobile collision coverage, as defined in subdivision (d) of Section 660, or automobile physical damage…
5. ARTICLE 5. Certain Insurance Covering Real Property §§ 570–572 · 3 sections

   • § 570 Except in the event that the insurer has previously obtained a release on a loss, each insurer which issues, amends, or renews, on or after January 1, 1975, a…
   • § 571 Where the insurer has authorized the work and its liability is not in dispute, the direct payment provided for by Section 570 shall be made to the contractor…
   • § 572 As used in this article, the term “loss payee” shall include, but not be limited to, any mortgagee of the insured real property.
6. ARTICLE 6. Electronic Payment of Claims § 580 · 1 section

   • § 580 Every insurer required to make payment for a loss, may, with the consent of the insured, make payment by an electronic funds transfer. An insurer may not…