Insurance Code
§§ 1–16032 · 4,511 sections · open a heading for everything below it
- GENERAL PROVISIONS §§ 1–48 · 54 sections
DIVISION 1. GENERAL RULES GOVERNING INSURANCE §§ 100–1879.8 · 1,714 sections
PART 1. THE CONTRACT §§ 100–679.75 · 232 sections
- CHAPTER 1. Classes of Insurance §§ 100–124.5 · 29 sections
- CHAPTER 1.5. Risk Retention §§ 125–140 · 14 sections
CHAPTER 2. Parties, Events, and Interests §§ 150–305 · 23 sections
- ARTICLE 1. Parties to the Contract: Generally §§ 150–151 · 2 sections
- ARTICLE 2. Parties to Contract: Mortgagor and Mortgagee §§ 170–172 · 3 sections
- ARTICLE 3. Events Subject to Insurance §§ 250–253 · 4 sections
- ARTICLE 4. Insurable Interest: Generally §§ 280–287 · 8 sections
- ARTICLE 5. Insurable Interest: Effect of Transfer §§ 300–305 · 6 sections
CHAPTER 3. Negotiations Before Execution §§ 330–361 · 22 sections
- ARTICLE 1. Concealment §§ 330–339 · 10 sections
- ARTICLE 2. Representation §§ 350–361 · 12 sections
CHAPTER 4. The Policy §§ 380–460 · 37 sections
- ARTICLE 1. Definition and Scope §§ 380–396 · 21 sections
- ARTICLE 2. Types of Policies §§ 410–413 · 4 sections
- ARTICLE 3. Insurer’s Name on Policy § 430 · 1 section
- ARTICLE 4. Warranties §§ 440–449 · 10 sections
- ARTICLE 5. Inception Hours § 460 · 1 section
- CHAPTER 5. The Premium §§ 480–491 · 14 sections
- CHAPTER 5.2. Renewal Notices § 500 · 1 section
- CHAPTER 5.3. Consumer Complaints § 510 · 1 section
- CHAPTER 5.4. Proof of Coverage Disclosure § 515 · 1 section
CHAPTER 6. Loss §§ 520–580 · 21 sections
- ARTICLE 1. Transfer of Interest After Loss § 520 · 1 section
- ARTICLE 2. Causes of Loss §§ 530–533.7 · 7 sections
- ARTICLE 3. Notice and Proofs of Loss §§ 550–557.5 · 8 sections
- ARTICLE 4. Payment of Automobile Collision Repairs § 560 · 1 section
- ARTICLE 5. Certain Insurance Covering Real Property §§ 570–572 · 3 sections
- ARTICLE 6. Electronic Payment of Claims § 580 · 1 section
- CHAPTER 7. Double Insurance §§ 590–591 · 2 sections
- CHAPTER 8. Reinsurance §§ 620–623 · 4 sections
- CHAPTER 9. Rescission §§ 650–651 · 2 sections
- CHAPTER 9.5. Filing of Certificates § 655 · 1 section
- CHAPTER 9.6. Reasons for Denial of Motor Vehicle Liability Insurance §§ 657–658 · 2 sections
- CHAPTER 10. Cancellation or Failure to Renew §§ 660–669.5 · 15 sections
- CHAPTER 10.1. Certain Automobile Insurance § 669.7 · 1 section
- CHAPTER 10.2. Prohibited Cancellations § 670 · 1 section
- CHAPTER 10.25. Automobile Collision and Comprehensive Coverage § 671 · 1 section
- CHAPTER 10.27. Availability of Cost Estimates § 672 · 1 section
- CHAPTER 10.3. Cancellation of Policies When Premium Financed § 673 · 1 section
- CHAPTER 10.4. Prior Notice Concerning Cancellation or Nonrenewal §§ 674–674.9 · 4 sections
- CHAPTER 11. Cancellation and Failure to Renew Certain Property Insurance §§ 675–679.7 · 27 sections
- CHAPTER 11.5. Disclosure Requirements for Certain Property Insurance § 679.9 · 1 section
- CHAPTER 12. Prohibition of Discriminatory Practices by Certain Admitted Insurers §§ 679.70–679.75 · 6 sections
PART 2. THE BUSINESS OF INSURANCE §§ 680–1879.8 · 1,482 sections
CHAPTER 1. General Regulations §§ 680–1113 · 675 sections
- ARTICLE 1. Charter Requirements § 680 · 1 section
- ARTICLE 1.5. Retaliation §§ 685–685.5 · 6 sections
- ARTICLE 1.7. Continuity of Management §§ 688–688.5 · 6 sections
- ARTICLE 2. Capital Structure § 690 · 1 section
- ARTICLE 3. Certificate of Authority §§ 699–728 · 43 sections
- ARTICLE 4. Examination by Commissioner §§ 729–738 · 12 sections
- ARTICLE 4.1. Risk-Based Capital for Insurers §§ 739–739.12 · 12 sections
- ARTICLE 4.5. Special Provisions Regarding Health Coverage §§ 740–742.1 · 3 sections
- ARTICLE 4.7. Multiple Employer Welfare Arrangements §§ 742.20–742.43 · 29 sections
- ARTICLE 5. Unlawful Referrals §§ 750–754 · 5 sections
- ARTICLE 5.1. Unlawful Practices §§ 755–758.7 · 7 sections
- ARTICLE 5.2. Consumer Protection in Sales of Insurance by or Through Depository Institutions §§ 759–765 · 7 sections
- ARTICLE 5.3. Agents and Brokers §§ 769–769.56 · 5 sections
- ARTICLE 5.4. Managing General Agents §§ 769.80–769.87 · 8 sections
- ARTICLE 5.5. Insurance in Connection With Sales and Loans §§ 770–776 · 12 sections
- ARTICLE 5.7. Free Insurance §§ 777.1–777.3 · 3 sections
- ARTICLE 5.8. Premium Financing §§ 778–778.4 · 5 sections
- ARTICLE 5.9. Credit Life and Disability Insurance §§ 779.1–779.36 · 34 sections
- ARTICLE 6. Misrepresentation of Policies §§ 780–784 · 6 sections
- ARTICLE 6.3. Senior Insurance §§ 785–789.10 · 19 sections
- ARTICLE 6.5. Unfair Practices §§ 790–790.15 · 17 sections
- ARTICLE 6.6. Insurance Information and Privacy Protection Act §§ 791–791.29 · 29 sections
- ARTICLE 6.7. Joint Activities §§ 795–795.7 · 9 sections
- ARTICLE 6.8. Claims Reviewers §§ 796.01–796.04 · 4 sections
- ARTICLE 6.9. The Equal Insurance HIV Act §§ 799–799.11 · 11 sections
- ARTICLE 7. Restrictions on Underwriting §§ 800–805 · 6 sections
- ARTICLE 7.3. Servicing of Insurance Contracts § 810 · 1 section
- ARTICLE 7.5. Restrictions on Compensation of Adjusters §§ 815–816 · 2 sections
- ARTICLE 8. Issue of Securities §§ 820–860 · 49 sections
- ARTICLE 9. Registration of Insurers’ Names §§ 880–886 · 12 sections
- ARTICLE 10. Financial Statements of Insurers §§ 900–925.4 · 35 sections
- ARTICLE 10.1. California Insurance Community Investment §§ 926–926.3 · 3 sections
- ARTICLE 10.2. Minority, Women, LGBT, Veteran, and Disabled Veteran Business Enterprises §§ 927–927.5 · 6 sections
- ARTICLE 10.3. Single Risk Limitation § 928 · 1 section
- ARTICLE 10.4. Wildfire Risk Information Reporting §§ 929–929.3 · 4 sections
- ARTICLE 10.5. National Association of Insurance Commissioners §§ 930–934 · 5 sections
- ARTICLE 10.6. Own Risk and Solvency Assessment §§ 935.1–935.11 · 11 sections
- ARTICLE 10.8. Corporate Governance Disclosure Act §§ 936.1–936.9 · 9 sections
- ARTICLE 10.85. Insurance and Climate Risk Market Intelligence Act §§ 937–937.5 · 6 sections
- ARTICLE 10.9. Zero-Emission Heavy-Duty Truck Data Reporting §§ 938–938.1 · 2 sections
- ARTICLE 11. Deposit of Securities §§ 939–956 · 18 sections
- ARTICLE 12. Wildfire Safety and Risk Mitigation Program §§ 970–978 · 9 sections
- ARTICLE 13. Insolvency §§ 980–989 · 9 sections
- ARTICLE 13.5. Disability Insurance Reserves § 997 · 1 section
- ARTICLE 14. Proceedings in Cases of Insolvency and Delinquency §§ 1010–1062 · 64 sections
- ARTICLE 14.2. California Insurance Guarantee Association §§ 1063–1063.19 · 20 sections
- ARTICLE 14.26. California Insurance Guarantee Association Bond Funds §§ 1063.70–1063.78 · 9 sections
- ARTICLE 14.3. Uniform Liquidation Act §§ 1064.1–1064.13 · 13 sections
- ARTICLE 14.5. Stop Order Power of the Commissioner §§ 1065.1–1065.7 · 7 sections
- ARTICLE 14.7. California Life and Health Insurance Guarantee Association §§ 1067–1067.19 · 21 sections
- ARTICLE 14.8. Group Enrollment from Health Care Service Plans §§ 1068–1068.2 · 3 sections
- ARTICLE 15. Withdrawal of Insurers §§ 1070–1076 · 9 sections
- ARTICLE 15.5. Administrative Supervision §§ 1077–1077.95 · 11 sections
- ARTICLE 16. Approval of Reinsurance Plans §§ 1080–1091 · 3 sections
- ARTICLE 17. Loans and Investments §§ 1100–1107.1 · 20 sections
- ARTICLE 18. Multiple Insurer Operations §§ 1110–1113 · 4 sections
CHAPTER 2. Incorporated Insurers §§ 1140–1260 · 123 sections
- ARTICLE 1. General §§ 1140–1142 · 5 sections
- ARTICLE 2. Restrictions on Activities §§ 1152–1155 · 5 sections
- ARTICLE 3. General Investments §§ 1170–1182 · 16 sections
- ARTICLE 3.5. Disclosure of Material Transactions §§ 1185–1187 · 3 sections
- ARTICLE 4. Property Authorized for Excess Funds Investments §§ 1190–1202 · 40 sections
- ARTICLE 4.5. Leeway Law § 1210 · 1 section
- ARTICLE 4.6. Hedging §§ 1211–1212 · 2 sections
- ARTICLE 4.7. Insurance Holding Company System Regulatory Act §§ 1215–1215.18 · 20 sections
- ARTICLE 4.8. Business Transacted with Producer Controlled Insurer §§ 1216–1216.6 · 7 sections
- ARTICLE 5. Life Insurance Policies §§ 1220–1221 · 2 sections
- ARTICLE 5.5. Life Insurance Policy Loans §§ 1230–1239.5 · 11 sections
- ARTICLE 6. Foreign Investments §§ 1240–1242 · 5 sections
- ARTICLE 7. Valuation of Investments §§ 1250–1254 · 5 sections
- ARTICLE 8. Reinsurance Transactions § 1260 · 1 section
CHAPTER 3. Reciprocal Insurers §§ 1280–1560.19 · 109 sections
- ARTICLE 1. General Provisions §§ 1280–1284 · 7 sections
- ARTICLE 2. Organization of Exchange §§ 1300–1315 · 16 sections
- ARTICLE 3. Filing of Documents §§ 1320–1330 · 12 sections
- ARTICLE 4. Certificate of Authority §§ 1350–1350.5 · 2 sections
- ARTICLE 5. Finances §§ 1370–1375 · 11 sections
- ARTICLE 6. Assessment of Insurers §§ 1390–1402 · 14 sections
- ARTICLE 7. Dividends § 1420 · 1 section
- ARTICLE 8. Reports and Examination §§ 1430–1434 · 5 sections
- ARTICLE 9. Suits §§ 1450–1453 · 4 sections
- ARTICLE 10. Policy § 1470 · 1 section
- ARTICLE 12. Agents and Brokers § 1500 · 1 section
- ARTICLE 13. Penalties §§ 1510–1512 · 3 sections
- ARTICLE 14. Tax Provisions §§ 1530–1531 · 2 sections
- ARTICLE 15. Merger § 1540 · 1 section
- ARTICLE 16. Merger of Certain Reciprocal Insurers §§ 1550–1559 · 10 sections
- ARTICLE 17. Conversion of Certain Reciprocal Insurers to Incorporated Stock Insurers §§ 1560–1560.19 · 19 sections
CHAPTER 4. Foreign Insurers §§ 1561–1620.7 · 43 sections
- ARTICLE 1. Conditions of Doing Business § 1561 · 1 section
- ARTICLE 2. Alien Insurers §§ 1580–1599 · 20 sections
- ARTICLE 3. Agent for Service of Process §§ 1600–1605 · 7 sections
- ARTICLE 4. Actions Against Nonadmitted Insurers §§ 1610–1620 · 8 sections
- ARTICLE 4.5. Unauthorized Insurers False Advertising Process Act §§ 1620.1–1620.7 · 7 sections
CHAPTER 5. Production Agencies §§ 1621–1758.993 · 219 sections
- ARTICLE 1. Definitions §§ 1621–1624 · 4 sections
- ARTICLE 2. Comprehensive Definitions §§ 1625–1630 · 10 sections
- ARTICLE 3. Licensing §§ 1631–1651 · 20 sections
- ARTICLE 4. Applications §§ 1652–1661 · 7 sections
- ARTICLE 5. Bonds §§ 1662–1665 · 3 sections
- ARTICLE 6. License Qualifications §§ 1666–1672 · 9 sections
- ARTICLE 7. License Qualification Examinations §§ 1675–1684 · 10 sections
- ARTICLE 8. Certificates of Convenience §§ 1685–1698 · 7 sections
- ARTICLE 9. Issuance of Licenses §§ 1702–1707.7 · 9 sections
- ARTICLE 10. Termination of Licenses §§ 1708–1712.5 · 5 sections
- ARTICLE 11. License Terms §§ 1716–1723 · 8 sections
- ARTICLE 12. Conduct of Licensee §§ 1724–1736.5 · 22 sections
- ARTICLE 13. Disciplinary Actions §§ 1737–1748.5 · 14 sections
- ARTICLE 13.5. Prelicensing and Continuing Education §§ 1749–1749.9 · 17 sections
- ARTICLE 14. Fees §§ 1750–1751.7 · 8 sections
- ARTICLE 15. Travel Insurance Agents §§ 1752–1757 · 6 sections
- ARTICLE 15.5. Cargo Shippers’ Agents §§ 1757.1–1757.3 · 3 sections
- ARTICLE 16. Variable Contract Agents §§ 1758.1–1758.5 · 4 sections
- ARTICLE 16.1. Portable Electronics Insurance §§ 1758.6–1758.693 · 15 sections
- ARTICLE 16.3. Self-Service Storage Agents §§ 1758.7–1758.792 · 12 sections
- ARTICLE 16.6. Car Rental Agents §§ 1758.8–1758.891 · 13 sections
- ARTICLE 16.7. Credit Insurance Agents §§ 1758.9–1758.993 · 13 sections
- CHAPTER 5A. Administrators §§ 1759–1759.10 · 11 sections
- CHAPTER 6. Surplus Line Brokers §§ 1760–1780 · 48 sections
- CHAPTER 6.1. Surplus Line Advisory Organization §§ 1780.50–1780.67 · 18 sections
- CHAPTER 6.5. Reinsurance Intermediaries §§ 1781.1–1781.14 · 14 sections
CHAPTER 7. Bail Licenses §§ 1800–1823 · 49 sections
- ARTICLE 1. Qualification and Licensing §§ 1800–1823 · 49 sections
- CHAPTER 8. Life and Disability Insurance Analysts §§ 1831–1849 · 19 sections
CHAPTER 9. Rates and Rating and Other Organizations §§ 1850.4–1861.16 · 63 sections
- ARTICLE 1. Purpose and Scope of Chapter §§ 1850.4–1851.1 · 4 sections
- ARTICLE 2. Making and Use of Rates §§ 1853.5–1853.9 · 3 sections
- ARTICLE 2.5. Making and Use of Rates—Insurance of Properties Being Purchased From Department of Veterans Affairs §§ 1853.95–1853.97 · 3 sections
- ARTICLE 4. Advisory Organizations §§ 1855–1855.5 · 6 sections
- ARTICLE 5. Joint Underwriting and Joint Reinsurance § 1856 · 1 section
- ARTICLE 6. Records and Examinations §§ 1857–1857.4 · 5 sections
- ARTICLE 6.5. Recording and Reporting of Loss and Expense Experience §§ 1857.7–1857.9 · 2 sections
- ARTICLE 7. Hearings, Procedure and Judicial Review §§ 1858–1858.7 · 14 sections
- ARTICLE 8. Penalties §§ 1859–1859.1 · 2 sections
- ARTICLE 9. Miscellaneous §§ 1860–1860.3 · 4 sections
- ARTICLE 10. [Reduction and Control of Insurance Rates] §§ 1861.01–1861.16 · 19 sections
- CHAPTER 10. Child Care Insurance Act §§ 1862–1864 · 3 sections
- CHAPTER 10.5. Risk Retention § 1870 · 1 section
CHAPTER 12. The Insurance Frauds Prevention Act §§ 1871–1879.8 · 87 sections
- ARTICLE 1. False and Fraudulent Claims §§ 1871–1871.10 · 11 sections
- ARTICLE 2. Bureau of Fraudulent Claims §§ 1872–1872.96 · 19 sections
- ARTICLE 3. Insurance Fraud Reporting §§ 1873–1873.4 · 5 sections
- ARTICLE 4. Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting §§ 1874–1874.8 · 7 sections
- ARTICLE 4.5. Insurer Inspections §§ 1874.85–1874.87 · 3 sections
- ARTICLE 4.6. Auto Insurance Fraud Crisis Areas § 1874.90 · 1 section
- ARTICLE 5. Arson Investigations §§ 1875–1875.8 · 8 sections
- ARTICLE 5.5. Insurance Claims Analysis Bureaus §§ 1875.10–1875.18 · 9 sections
- ARTICLE 5.6. Insurer Fraud Investigation §§ 1875.20–1875.24 · 5 sections
- ARTICLE 6. Deposit of Automobile Insurance Claims Information §§ 1876–1876.5 · 4 sections
- ARTICLE 7. Workers’ Compensation Insurance Fraud Reporting §§ 1877–1877.5 · 7 sections
- ARTICLE 8. Insurance Fraud Prevention §§ 1879–1879.8 · 8 sections
DIVISION 2. CLASSES OF INSURANCE §§ 1880–12880.8 · 2,453 sections
PART 1. FIRE AND MARINE INSURANCE §§ 1880–10108.1 · 463 sections
CHAPTER 1. The Marine Contract §§ 1880–2010 · 66 sections
- ARTICLE 1. Insurable Interests Peculiar to Marine Insurance §§ 1880–1886 · 7 sections
- ARTICLE 2. Concealment and Representations—Rules Peculiar to Marine Insurance §§ 1900–1905 · 6 sections
- ARTICLE 3. Implied Warranties Peculiar to Marine Insurance §§ 1920–1927 · 8 sections
- ARTICLE 4. Effect of Course of Voyage §§ 1940–1945 · 6 sections
- ARTICLE 5. Loss in Marine Insurance §§ 1960–1997 · 38 sections
- ARTICLE 6. Exemptions § 2010 · 1 section
CHAPTER 2. The Fire Insurance Contract §§ 2030–2097 · 44 sections
- ARTICLE 1. Change of Risk §§ 2030–2033 · 4 sections
- ARTICLE 2. Measure of Indemnity §§ 2050–2062 · 13 sections
- ARTICLE 3. California Standard Form Fire Insurance Policy §§ 2070–2085 · 24 sections
- ARTICLE 5. Reduced Wildfire Risk §§ 2095–2097 · 3 sections
CHAPTER 4. General Mutual Insurers §§ 4010–4097.20 · 63 sections
- ARTICLE 1. General Provisions §§ 4010–4019 · 12 sections
- ARTICLE 2. Directors §§ 4020–4023 · 4 sections
- ARTICLE 3. Management and Exclusive Agency Contracts §§ 4030–4034 · 5 sections
- ARTICLE 4. Loans §§ 4040–4044 · 3 sections
- ARTICLE 5. Dividends to Policyholders §§ 4050–4052 · 3 sections
- ARTICLE 6. Nonassessable Policies §§ 4060–4064 · 5 sections
- ARTICLE 7. Insolvency § 4070 · 1 section
- ARTICLE 8. Applicable Insurance Laws §§ 4080–4081 · 2 sections
- ARTICLE 9. Merger, Consolidation, Reinsurance, or Transfer of Assets and Liabilities §§ 4090–4096 · 7 sections
- ARTICLE 10. Conversion of an Incorporated Medical Malpractice Mutual Insurer into an Incorporated Stock Insurer §§ 4097–4097.20 · 21 sections
CHAPTER 5. County Mutual Fire Insurers §§ 5050–7060 · 81 sections
- ARTICLE 1. Formation and Organization §§ 5050–5063 · 16 sections
- ARTICLE 2. Powers §§ 5080–5081 · 2 sections
- ARTICLE 3. Membership §§ 5090–5094 · 6 sections
- ARTICLE 4. The Policy §§ 6010–6021 · 16 sections
- ARTICLE 5. Risks §§ 6040–6050 · 11 sections
- ARTICLE 6. Reinsurance §§ 6070–6072 · 3 sections
- ARTICLE 7. Loss §§ 6090–6091 · 2 sections
- ARTICLE 8. Assessments §§ 7010–7018 · 10 sections
- ARTICLE 9. Reports and Statements §§ 7030–7031 · 2 sections
- ARTICLE 9.5. Merger §§ 7040–7044.5 · 6 sections
- ARTICLE 9.6. Transformation §§ 7045–7049 · 5 sections
- ARTICLE 10. Dissolution § 7050 · 1 section
- ARTICLE 11. Exemptions § 7060 · 1 section
CHAPTER 6. County Mutual Fire Reinsurers §§ 7080–9060 · 46 sections
- ARTICLE 1. Formation and Organization §§ 7080–7093 · 14 sections
- ARTICLE 2. Powers and Duties §§ 8010–8011 · 2 sections
- ARTICLE 3. Additional Memberships §§ 8030–8031 · 2 sections
- ARTICLE 4. Risks §§ 8050–8053 · 4 sections
- ARTICLE 5. Loss §§ 8070–8078 · 9 sections
- ARTICLE 6. Assessments and Coverage of Loss §§ 8090–8097 · 8 sections
- ARTICLE 7. Cancellation of Membership §§ 9010–9012 · 3 sections
- ARTICLE 8. Reports and Statements §§ 9030–9031 · 2 sections
- ARTICLE 9. Dissolution § 9050 · 1 section
- ARTICLE 10. Exemptions § 9060 · 1 section
- CHAPTER 7. Fraternal Fire Insurers §§ 9080–9103 · 27 sections
CHAPTER 8. Underwriters Fire Patrols §§ 10020–10080 · 18 sections
- ARTICLE 1. Scope of Chapter and Definitions §§ 10020–10022 · 3 sections
- ARTICLE 2. Formation and Organization § 10040 · 1 section
- ARTICLE 3. Powers §§ 10050–10052 · 3 sections
- ARTICLE 4. Meetings and Assessments §§ 10070–10080 · 11 sections
- CHAPTER 8.5. Earthquake Insurance §§ 10081–10089.4 · 19 sections
- CHAPTER 8.6. California Earthquake Authority §§ 10089.5–10089.55 · 52 sections
- CHAPTER 8.9. Insurance Mediation §§ 10089.70–10089.83 · 14 sections
- CHAPTER 9. Basic Property Insurance Inspection and Placement Plan §§ 10090–10100.3 · 19 sections
- CHAPTER 10. California Residential Property Insurance Disclosure §§ 10101–10107 · 12 sections
- CHAPTER 11. Small Business Guide to Commercial Insurance §§ 10108–10108.1 · 2 sections
PART 2. LIFE AND DISABILITY INSURANCE §§ 10110–11549 · 1,292 sections
CHAPTER 1. The Contract §§ 10110–10198.10 · 441 sections
- ARTICLE 1. General Provisions §§ 10110–10127.20 · 214 sections
- ARTICLE 1.5. Discontinuance of Group Life Insurance and Discontinuance and Replacement of Group Disability Insurance §§ 10128–10128.4 · 5 sections
- ARTICLE 1.7. California Cobra Program §§ 10128.50–10128.59 · 10 sections
- ARTICLE 2. Transfer §§ 10129–10133.14 · 32 sections
- ARTICLE 2.3. Transfers of Structured Settlement Payment Rights §§ 10134–10139.5 · 11 sections
- ARTICLE 2.5. Discriminatory Practices §§ 10140–10145.4 · 27 sections
- ARTICLE 2.6. Underwriting on the Basis of Test of Genetic Characteristics §§ 10146–10149.1 · 5 sections
- ARTICLE 3. Policy Provisions Required §§ 10150–10154 · 6 sections
- ARTICLE 3a. Standard Nonforfeiture Law for Life Insurance §§ 10159.1–10167.5 · 17 sections
- ARTICLE 3b. Standard Nonforfeiture Law for Individual Deferred Annuities §§ 10168–10168.10 · 15 sections
- ARTICLE 3.5. Appeals Seeking Independent Medical Review §§ 10169–10169.5 · 5 sections
- ARTICLE 4. Payment and Proceeds §§ 10170–10180 · 35 sections
- ARTICLE 4.5. Review of Rate Increases §§ 10181–10181.14 · 17 sections
- ARTICLE 5. Exemptions and Miscellaneous Provisions Relating to Insurance Contracts §§ 10190–10192 · 5 sections
- ARTICLE 6. Medicare Supplement Policies §§ 10192.1–10192.24 · 31 sections
- ARTICLE 7. Preexisting Condition Provisions §§ 10198.6–10198.10 · 6 sections
CHAPTER 1.5. Health Coverage Contract Notification §§ 10199–10199.9 · 14 sections
- ARTICLE 1. Purpose and Title § 10199 · 1 section
- ARTICLE 2. General Provisions §§ 10199.1–10199.49 · 8 sections
- ARTICLE 3. Administration and Enforcement §§ 10199.5–10199.9 · 5 sections
- CHAPTER 2. Group Life Policies §§ 10200–10214 · 37 sections
- CHAPTER 2.5. Blanket Life Insurance §§ 10220–10225 · 6 sections
CHAPTER 2.6. Long-Term Care Insurance §§ 10231–10237.6 · 87 sections
- ARTICLE 1. Definitions §§ 10231–10231.8 · 7 sections
- ARTICLE 3. General Provisions §§ 10232–10233.8 · 26 sections
- ARTICLE 3. Administration and Enforcement §§ 10234–10234.7 · 7 sections
- ARTICLE 3.7. Consumer Protection §§ 10234.8–10234.97 · 8 sections
- ARTICLE 4. Implementation §§ 10235–10236.15 · 32 sections
- ARTICLE 5. Inflation Escalator and Benefit Increases §§ 10237–10237.6 · 7 sections
- CHAPTER 3. Burial Contracts §§ 10240–10252 · 8 sections
CHAPTER 4. Standard Provisions in Disability Policies §§ 10270–10402.1 · 120 sections
- ARTICLE 1. Scope of Chapter and Definitions §§ 10270–10279 · 42 sections
- ARTICLE 2. Approval of Commissioner §§ 10290–10293 · 6 sections
- ARTICLE 2.1. Accelerated Death Benefits §§ 10295–10295.19 · 20 sections
- ARTICLE 3. Policy Form Generally—Uniform Provisions §§ 10320–10328 · 10 sections
- ARTICLE 4. Compulsory Standard Provisions—Uniform Provisions §§ 10350–10354 · 16 sections
- ARTICLE 5. Optional Standard Provisions and Special Provisions—Uniform Provisions §§ 10369.1–10369.12 · 12 sections
- ARTICLE 6. Interpretation of Policy §§ 10380–10390 · 9 sections
- ARTICLE 7. Exemption § 10395 · 1 section
- ARTICLE 8. Penalties §§ 10400–10402.1 · 4 sections
- CHAPTER 4.1. General Regulation of Health Insurers § 10403 · 1 section
CHAPTER 5. General Regulation of Life Insurers §§ 10430–10509.946 · 143 sections
- ARTICLE 1. Restrictions on Business §§ 10430–10436 · 7 sections
- ARTICLE 1a. Regulation of Internal Affairs of Mutual Insurers §§ 10440–10442 · 3 sections
- ARTICLE 2. Registration of Life Policies §§ 10450–10463 · 15 sections
- ARTICLE 3. Valuation of Life Policies §§ 10478–10489 · 13 sections
- ARTICLE 3a. Standard Valuation Law §§ 10489.1–10489.992 · 19 sections
- ARTICLE 4. Qualifications and Exemptions §§ 10490–10505.1 · 22 sections
- ARTICLE 5. Pension Funds, Separate Accounts §§ 10506–10506.5 · 6 sections
- ARTICLE 6. Investment Return Assurance §§ 10507–10507.4 · 5 sections
- ARTICLE 6.5. Portfolio Indexing § 10507.5 · 1 section
- ARTICLE 7. Records §§ 10508–10508.8 · 5 sections
- ARTICLE 8. Requirements for Replacement of Life Insurance and Annuity Policies §§ 10509–10509.9 · 10 sections
- ARTICLE 9. Suitability Requirements for Annuity Transactions before January 1, 2025 §§ 10509.910–10509.919 · 10 sections
- ARTICLE 9.5. Suitability Requirements for Annuity Transactions on or after January 1, 2025 §§ 10509.9200–10509.9210 · 11 sections
- ARTICLE 11. Life Insurance Proceeds Disclosure Act of 2011 §§ 10509.930–10509.938 · 9 sections
- ARTICLE 12. Unclaimed Life Insurance and Annuities Act §§ 10509.940–10509.946 · 7 sections
- CHAPTER 5.5. Life Insurance Policy Illustrations §§ 10509.950–10509.965 · 15 sections
- CHAPTER 5.6. Life Insurance Cost Indexes §§ 10509.970–10509.975 · 6 sections
CHAPTER 6. Incorporated Life Insurers Issuing Policies on a Reserve Basis §§ 10510–10541 · 6 sections
- ARTICLE 1. Capital §§ 10510–10512 · 3 sections
- ARTICLE 2. Dividends § 10530 · 1 section
- ARTICLE 3. Premiums and Premium Accounts §§ 10540–10541 · 2 sections
- CHAPTER 7. Disability Insurance Disclosure §§ 10600–10609 · 14 sections
CHAPTER 8. Small Employer Health Insurance §§ 10700–10752.8 · 73 sections
- ARTICLE 1. Definitions §§ 10700–10701 · 2 sections
- ARTICLE 2. Small Employer Carrier Requirements §§ 10702–10718.7 · 22 sections
- ARTICLE 3. Voluntary Reinsurance Mechanism §§ 10719–10729 · 13 sections
- ARTICLE 4. Purchasing Pool for Small Employers §§ 10730–10750 · 25 sections
- ARTICLE 5. Stop-Loss Insurance §§ 10752–10752.8 · 11 sections
CHAPTER 8.01. Nongrandfathered Small Employer Health Insurance §§ 10753–10753.18.7 · 22 sections
- ARTICLE 1. Definitions §§ 10753–10753.01 · 2 sections
- ARTICLE 2. Small Employer Carrier Requirements §§ 10753.02–10753.18.7 · 20 sections
CHAPTER 8.02. Grandfathered Small Employer Health Insurance §§ 10755–10755.18.7 · 21 sections
- ARTICLE 1. Definitions §§ 10755–10755.01 · 2 sections
- ARTICLE 2. Small Employer Carrier Requirements §§ 10755.02–10755.18.7 · 19 sections
- CHAPTER 8.5. Coverage for Federally Eligible Defined Individuals §§ 10785–10786 · 2 sections
CHAPTER 9. The Private Health Care Voluntary Purchasing Alliance Act §§ 10800–10887 · 36 sections
- ARTICLE 1. General §§ 10800–10803 · 4 sections
- ARTICLE 2. Definitions § 10810 · 1 section
- ARTICLE 3. Regulation §§ 10820–10826 · 8 sections
- ARTICLE 4. Conflicts of Interest § 10830 · 1 section
- ARTICLE 5. Additional Powers of and Restrictions on Purchasing Alliances §§ 10840–10845 · 6 sections
- ARTICLE 6. Participating Carriers §§ 10850–10856 · 6 sections
- ARTICLE 7. Contracts with Employers, Small Employers, and Participating Carriers §§ 10860–10861 · 2 sections
- ARTICLE 8. Marketing §§ 10870–10873 · 4 sections
- ARTICLE 9. Solvency § 10880 · 1 section
- ARTICLE 10. Exemptions §§ 10885–10887 · 3 sections
- CHAPTER 9.5. Individual Access to Contracts for Health Care Services §§ 10900–10902.5 · 14 sections
- CHAPTER 9.6. Consumer Operated and Oriented Plans §§ 10930–10930.9 · 10 sections
- CHAPTER 9.7. Child Access to Health Insurance §§ 10950–10960.5 · 10 sections
- CHAPTER 9.9. Individual Access to Health Insurance §§ 10965–10965.18 · 16 sections
CHAPTER 10. Fraternal Benefit Societies §§ 10970–11165 · 111 sections
- ARTICLE 1. Scope of Chapter §§ 10970–10976 · 7 sections
- ARTICLE 2. Definitions §§ 10990–10993 · 4 sections
- ARTICLE 3. Organization §§ 11010–11033 · 24 sections
- ARTICLE 4. Benefits §§ 11040–11044 · 5 sections
- ARTICLE 5. Contract §§ 11060–11073 · 14 sections
- ARTICLE 6. Powers of Commissioner §§ 11090–11112 · 23 sections
- ARTICLE 7. Financial Matters §§ 11120–11146 · 28 sections
- ARTICLE 8. Violations and Penalties §§ 11160–11165 · 6 sections
- CHAPTER 10A. Firemen's, Policemen's,or Peace Officers’ Benefit and Relief Associations §§ 11400–11407 · 11 sections
CHAPTER 11. Change by Assessment Plan Insurer to Reserve Plan §§ 11420–11490 · 12 sections
- ARTICLE 1. Authorization and Effect §§ 11420–11422 · 3 sections
- ARTICLE 2. Capital Adjustments §§ 11440–11443 · 4 sections
- ARTICLE 3. Transfer of Insurance § 11460 · 1 section
- ARTICLE 4. Powers of Insurer After Transformation §§ 11470–11472 · 3 sections
- ARTICLE 5. Valuation of Policies § 11490 · 1 section
- CHAPTER 12. Grants and Annuities Societies §§ 11520–11524 · 15 sections
CHAPTER 13. Voluntary Mutualization of Incorporated Life and Life and Disability Insurers Having a Capital Stock and Issuing Nonassessable Policies on a Reserve Basis §§ 11525–11533 · 18 sections
- ARTICLE 1. Authority and Requirements to Mutualize §§ 11525–11528 · 4 sections
- ARTICLE 2. Execution of Plan §§ 11529–11533 · 14 sections
CHAPTER 14. Conversion of an Incorporated Mutual Life or Life and Disability Insurer into an Incorporated Stock Life Insurer Issuing Policies on a Reserve Basis §§ 11535–11549 · 23 sections
- ARTICLE 1. Authority and Requirements to Convert §§ 11535–11549 · 23 sections
PART 3. LIABILITY, WORKERS' COMPENSATION, AND COMMON CARRIER LIABILITY INSURANCE §§ 11550–11895 · 279 sections
CHAPTER 1. General Regulations §§ 11550–11629.88 · 102 sections
- ARTICLE 1. Reserves of Insurers §§ 11550–11557 · 9 sections
- ARTICLE 2. Actions on Policies Containing Liability Provisions §§ 11580–11589.5 · 38 sections
- ARTICLE 2.5. Personal Liability Insurance Providing Workers’ Compensation Coverage for Household Employees §§ 11590–11593 · 4 sections
- ARTICLE 3. Capital Requirements of Reserve Basis Insurers §§ 11600–11602 · 3 sections
- ARTICLE 4. Assigned Risk Plans §§ 11620–11627 · 24 sections
- ARTICLE 5. Motor Vehicle Liability Insurance §§ 11628–11629.5 · 6 sections
- ARTICLE 5.5. California Low-Cost Automobile Insurance Program §§ 11629.7–11629.88 · 18 sections
CHAPTER 2. Workers’ Compensation Policies §§ 11630–11665 · 28 sections
- ARTICLE 1. Definitions §§ 11630–11631 · 2 sections
- ARTICLE 2. Policy Provisions §§ 11650–11665 · 26 sections
CHAPTER 3. Regulation of Business of Workers’ Compensation Insurance §§ 11690–11761 · 87 sections
- ARTICLE 1. Deposits by Workers’ Compensation Insurers §§ 11690–11703 · 26 sections
- ARTICLE 2. State Rate Supervision §§ 11730–11742 · 14 sections
- ARTICLE 3. Rating and Other Organizations §§ 11750–11759.2 · 44 sections
- ARTICLE 4. Penalties for Misrepresentation §§ 11760–11760.1 · 2 sections
- ARTICLE 5. Standards Applicable to Claims Adjusters § 11761 · 1 section
CHAPTER 4. The State Compensation Insurance Fund §§ 11770–11886.2 · 58 sections
- ARTICLE 1. Organization and Powers §§ 11770–11805 · 34 sections
- ARTICLE 2. Rates §§ 11820–11822 · 3 sections
- ARTICLE 3. Policies §§ 11840–11846 · 6 sections
- ARTICLE 4. Reports and Statements § 11860 · 1 section
- ARTICLE 5. Coverage of Public Employers §§ 11870–11874 · 5 sections
- ARTICLE 6. Penalties §§ 11880–11881 · 2 sections
- ARTICLE 7. Transfer of Ownership §§ 11885–11886.2 · 7 sections
- CHAPTER 5. Market Assistance Program for Long-Term Health Care Facility Liability Insurance §§ 11890–11892 · 3 sections
- CHAPTER 6. Commercial Property: Vehicle Barrier Discount § 11895 · 1 section
PART 4. MISCELLANEOUS CASUALTY INSURANCES §§ 12050–12129 · 44 sections
CHAPTER 1. Surety Insurers on Reserve Basis; Capital Requirements and Permitted Insurances §§ 12050–12122 · 38 sections
- ARTICLE 1. Capital and Scope of Business §§ 12050–12055 · 4 sections
- ARTICLE 2. Administrative Control §§ 12070–12072 · 2 sections
- ARTICLE 3. Special Restrictions on Business §§ 12090–12093 · 4 sections
- ARTICLE 4. Special Regulations §§ 12095–12097 · 3 sections
- ARTICLE 5. Financial Guaranty Insurance §§ 12100–12122 · 25 sections
- CHAPTER 3. Group and Individual Plans for Legal Insurance §§ 12125–12129 · 5 sections
PART 5. MOTOR CLUBS §§ 12140–12311 · 46 sections
- CHAPTER 1. Definitions and Exemptions §§ 12140–12159 · 20 sections
- CHAPTER 2. Certificate of Authority §§ 12160–12170 · 15 sections
- CHAPTER 3. The Service Contract §§ 12250–12256 · 7 sections
- CHAPTER 4. Agents §§ 12280–12281 · 3 sections
- CHAPTER 5. Penalties § 12311 · 1 section
PART 6. INSURANCE COVERING LAND §§ 12340–12661 · 152 sections
CHAPTER 1. Title Insurance §§ 12340–12418.4 · 127 sections
- ARTICLE 1. Definitions §§ 12340–12342 · 14 sections
- ARTICLE 2. Title Insurers; Capital and Guarantee Fund Requirements §§ 12350–12360 · 11 sections
- ARTICLE 3. Title Insurers: Finances and Investments §§ 12370–12377 · 9 sections
- ARTICLE 3.5. Unearned Premium Reserve and Reserve for Unpaid Losses and Loss Expense §§ 12380–12388 · 14 sections
- ARTICLE 3.7. Underwritten Title Companies §§ 12389–12389.7 · 8 sections
- ARTICLE 4. General Powers §§ 12390–12394 · 3 sections
- ARTICLE 4.5. Business Plans §§ 12396–12399 · 5 sections
- ARTICLE 5. Exemptions §§ 12400–12400.5 · 3 sections
- ARTICLE 5.5. Rate Filing and Regulation §§ 12401–12401.10 · 12 sections
- ARTICLE 5.7. Advisory Organizations §§ 12402–12402.2 · 3 sections
- ARTICLE 6. Rebates and Commissions §§ 12404–12413.5 · 18 sections
- ARTICLE 6.7. Hearings, Procedure, and Judicial Review §§ 12414.13–12414.19 · 7 sections
- ARTICLE 6.9. Examinations, Penalties and Miscellaneous §§ 12414.20–12414.31 · 12 sections
- ARTICLE 7. Annual Renewal Fees §§ 12415–12417 · 3 sections
- ARTICLE 8. Title Insurance Representatives §§ 12418–12418.4 · 5 sections
CHAPTER 2A. Mortgage Guaranty Insurance §§ 12640.01–12640.20 · 23 sections
- ARTICLE 1. Definitions §§ 12640.01–12640.02 · 2 sections
- ARTICLE 2. Capital, Surplus and Contingency Reserve Requirements §§ 12640.03–12640.06 · 4 sections
- ARTICLE 4. Limitations and Restrictions for Transacting Business §§ 12640.07–12640.11 · 7 sections
- ARTICLE 5. Rebates and Commissions §§ 12640.12–12640.15 · 5 sections
- ARTICLE 6. Financial Statements § 12640.16 · 1 section
- ARTICLE 7. Applicability of Other Laws § 12640.17 · 1 section
- ARTICLE 8. Additional Powers of Commissioner § 12640.18 · 1 section
- ARTICLE 9. Advertising § 12640.19 · 1 section
- ARTICLE 10. Fees § 12640.20 · 1 section
- CHAPTER 3. Land Value Insurance §§ 12660–12661 · 2 sections
- PART 6.1. HEALTH DISABILITY INSURANCE CONVERSION §§ 12670–12692.5 · 26 sections
PART 6.2. HEALTHY FAMILIES §§ 12693–12694.2 · 105 sections
- CHAPTER 1. Purpose § 12693 · 1 section
- CHAPTER 2. Definitions §§ 12693.01–12693.17 · 20 sections
- CHAPTER 3. Creation of Program and Powers of the Board §§ 12693.20–12693.23 · 4 sections
- CHAPTER 4. Administration §§ 12693.25–12693.55 · 35 sections
- CHAPTER 5. Health Benefits and Copayments §§ 12693.60–12693.62 · 4 sections
- CHAPTER 6. Dental Benefits and Copayments §§ 12693.63–12693.64 · 2 sections
- CHAPTER 7. Vision Benefits and Copayments §§ 12693.65–12693.66 · 2 sections
- CHAPTER 8. Linkages with Public Programs §§ 12693.68–12693.69 · 2 sections
- CHAPTER 9. Eligibility §§ 12693.70–12693.765 · 9 sections
- CHAPTER 10. Fiscal Integrity § 12693.77 · 1 section
- CHAPTER 11. Protection Against Substitution of Benefits §§ 12693.80–12693.84 · 5 sections
- CHAPTER 12. Appeals §§ 12693.85–12693.89 · 5 sections
- CHAPTER 14. Rural Demonstration Project §§ 12693.91–12693.915 · 2 sections
- CHAPTER 15. Reports §§ 12693.92–12693.95 · 4 sections
- CHAPTER 16. Funds §§ 12693.96–12693.97 · 2 sections
- CHAPTER 16.1. Healthy Families Bridge Benefits Program §§ 12693.98–12694 · 5 sections
- CHAPTER 16.2. Transition of Healthy Families Program Enrollees to Medi-Cal §§ 12694.1–12694.2 · 2 sections
- PART 6.8. Program Transfers §§ 12739.77–12739.79 · 3 sections
PART 7. HOME PROTECTION §§ 12740–12764 · 19 sections
- CHAPTER 1. Definitions and Licensing §§ 12740–12745 · 6 sections
- CHAPTER 2. Fiscal Requirements §§ 12750–12757 · 7 sections
- CHAPTER 3. Other Provisions §§ 12760–12764 · 6 sections
- PART 8. SERVICE CONTRACTS §§ 12800–12865 · 15 sections
- PART 9. Pet Insurance §§ 12880–12880.8 · 9 sections
DIVISION 3. THE INSURANCE COMMISSIONER §§ 12900–13855 · 123 sections
- CHAPTER 1. Appointment, Qualification, and Offices §§ 12900–12907 · 10 sections
CHAPTER 2. Powers and Duties §§ 12919–13555 · 93 sections
- ARTICLE 1. Generally §§ 12919–12938 · 35 sections
- ARTICLE 1.1. The California Community Development Financial Institution Tax Credit Program §§ 12939–12939.2 · 3 sections
- ARTICLE 2. Review of Commissioner’s Acts § 12940 · 1 section
- ARTICLE 3. Procuring Information on Policies §§ 12950–12960 · 10 sections
- ARTICLE 3.5. Reporting §§ 12962–12969 · 6 sections
- ARTICLE 4. Fees §§ 12970–12980 · 20 sections
- ARTICLE 5. Fee Oversight §§ 12990–12995 · 6 sections
- ARTICLE 7. Suspension of Privilege of Appearing or Practicing Before the Commissioner §§ 13500–13505 · 6 sections
- ARTICLE 8. Insurance Payment Intercept Program §§ 13550–13555 · 6 sections
- CHAPTER 3. Conciliation §§ 13600–13601 · 2 sections
- CHAPTER 4. Holocaust Era Insurance Registry §§ 13800–13807 · 8 sections
- CHAPTER 5. Slavery Era Insurance Policies §§ 13810–13813 · 4 sections
- CHAPTER 6. Affordable Housing Insurance Coverage Study §§ 13850–13855 · 6 sections
- DIVISION 4. AFFORDABLE HOUSING ENTITIES RISK RETENTION POOL §§ 13900–13907 · 8 sections
DIVISION 5. INSURANCE ADJUSTERS §§ 14000–16032 · 159 sections
CHAPTER 1. Insurance Adjuster Act §§ 14000–14099 · 72 sections
- ARTICLE 1. General Provisions §§ 14000–14002 · 3 sections
- ARTICLE 2. Administration §§ 14010–14013 · 4 sections
- ARTICLE 3. Regulation, Licensing, and Registration §§ 14020–14047 · 31 sections
- ARTICLE 4. Bonds §§ 14050–14054 · 5 sections
- ARTICLE 5. Disciplinary Proceedings §§ 14060–14065 · 8 sections
- ARTICLE 6. Nonresidents §§ 14070–14078 · 9 sections
- ARTICLE 7. Penal Provisions § 14080 · 1 section
- ARTICLE 7.5. Crop Insurance Adjusters § 14085 · 1 section
- ARTICLE 8. Expiration and Renewal of Licenses and Cards §§ 14090–14094 · 7 sections
- ARTICLE 9. Revenue §§ 14097–14099 · 3 sections
CHAPTER 2. Public Insurance Adjusters Act §§ 15000–15062 · 71 sections
- ARTICLE 1. General Provisions §§ 15000–15002 · 3 sections
- ARTICLE 2. Administration §§ 15003–15005 · 3 sections
- ARTICLE 3. Regulation, Licensing, and Registration §§ 15006–15032 · 32 sections
- ARTICLE 4. Bonds §§ 15033–15037 · 5 sections
- ARTICLE 5. Disciplinary Proceedings §§ 15038–15043 · 7 sections
- ARTICLE 6. Nonresidents §§ 15044–15052 · 9 sections
- ARTICLE 7. Penal Provisions § 15053 · 1 section
- ARTICLE 8. Expiration and Renewal of Licenses and Cards §§ 15054–15062 · 11 sections
CHAPTER 3. Emergency Disaster Assessment §§ 16000–16032 · 16 sections
- ARTICLE 1. General Provisions §§ 16000–16002 · 3 sections
- ARTICLE 2. Emergency Disaster Assessment §§ 16010–16016 · 8 sections
- ARTICLE 3. Adjuster Identification §§ 16020–16022 · 3 sections
- ARTICLE 4. Coordination of Emergency Operations §§ 16030–16032 · 2 sections