ARTICLE 1. Scope of Chapter and Definitions [10270. - 10279.]

Article 1 enacted by Stats. 1935, Ch. 145.

§§ 10270–10279 · 42 sections

§ 10270 (a) This chapter shall not apply to workers’ compensation insurance, any policy of liability insurance with or without supplementary coverage, or any policy or…
§ 10270.1 (a) As used in this section: (1) “Institution” means any school, college or other institution of learning or the principal or head thereof. “Camp” means one or…
§ 10270.2 (a) Blanket insurance is that form of insurance providing coverage for specified circumstances and insuring by description all or nearly all persons within a…
§ 10270.2.5 (a) In addition to the permitted types of blanket insurance issued to entities described in Section 10270.2, the commissioner may, in his or her discretion,…
§ 10270.3 (a) A blanket disability policy of a type permitted under paragraph (2) or (5) of subdivision (a) of Section 10270.2 may include either a coordination of…
§ 10270.4 Any disability insurer may issue policies of group disability insurance and family expense disability insurance as defined in this article but shall not issue…
§ 10270.5 Group disability insurance is that form of disability insurance which conforms to all of the following conditions: (a) Written under a master policy, issued to…
§ 10270.505 Another permitted form of group disability insurance is that which conforms to all of the following conditions. (1) Covering debtors who are or become…
§ 10270.507 Except as provided in Section 10195 with respect to regulation of group Medicare supplemental insurance, and provisions of law regulating group long-term care…
§ 10270.51 The state and any political subdivisions thereof and any municipality, may provide for the type of insurance set forth in Section 10270.5 of this code the same…
§ 10270.55 (a) With respect to a policy issued to a corporation, copartnership or individual employer eligible for group insurance pursuant to Section 10270.5, the term…
§ 10270.57 Another form of group disability insurance is that form of disability insurance conforming to the following conditions: (a) Written under a master policy…
§ 10270.6 Every group disability master policy shall contain the following provisions: (a) A provision that the policy, the application of the policyholder, and the…
§ 10270.63 An individual certificate shall be individualized, except that in the case of an individual certificate under a group policy which requires no regular…
§ 10270.65 If hereafter any dividend is paid or any premium refunded under any policy of group disability insurance heretofore or hereafter issued, the excess, if any, of…
§ 10270.7 Family expense disability insurance is that form of disability insurance insuring more than one person and issued to the head of a family or his spouse…
§ 10270.8 Family expense disability policies shall also contain the following provisions: (a) A provision that the policy and the application, if any, of the head of the…
§ 10270.9 No group disability policy shall be issued or delivered in this state nor, except as otherwise provided in Sections 10270.91 and 10270.98, shall an insurer…
§ 10270.91 An insurer is permitted to provide group disability coverage prior to the approval of the form of the policy if all of the conditions of (a) are met prior…
§ 10270.92 The commissioner may suspend or revoke the permission granted any insurer in Section 10270.91 if, after notice and hearing in accordance with Chapter 5 of Part…
§ 10270.93 No family expense disability policy shall be issued or delivered in this State unless a copy of the form thereof is filed with the commissioner and approved by…
§ 10270.94 The commissioner shall promulgate forms of provisions which incorporate in substance the applicable provisions set forth in Articles 4 (commencing with Section…
§ 10270.95 Without affecting the applicability or degree of applicability of other sections of this chapter, it is hereby specified that the provisions of Sections 10321,…
§ 10270.97 Selected group disability insurance is that form of disability insurance conforming to the following conditions: (a) Written under individual policies (1)…
§ 10270.98 Group disability policies may provide, among other things, that the benefits payable thereunder are subject to reduction if the individual insured has any…
§ 10270.99 The term “individual policies or contracts,” as used in the first paragraph of Section 10270.98, does not include selected group disability policies or…
§ 10271 (a) Except as set forth in this section and in Sections 10271.1, 10292, and 10295 to 10295.19, inclusive, this chapter does not apply to, or in any way affect,…
§ 10271.1 (a) (1) Supplemental benefits that operate to safeguard life insurance contracts against lapse are defined as a waiver of premium benefit or a waiver of…
§ 10272 The term “indemnity,” as used in this chapter means benefits promised.
§ 10273 The term “noncancelable policy” or “noncancelable and guaranteed renewable policy” as used in this chapter means a policy which the insured has the right to…
§ 10273.3 The term “guaranteed renewable policy” as used in this chapter (commencing with Section 10270) means a policy which the insured has the right to continue in…
§ 10273.4 All disability insurers writing, issuing, or administering group health benefit plans shall make all of these health benefit plans renewable with respect to…
§ 10273.5 No person shall cause or permit to be issued, circulated or used any representation that a policy defined in Section 10273.3 is “non-can,” noncancelable (not…
§ 10273.6 All individual health benefit plans shall be renewable with respect to all eligible individuals or dependents at the option of the individual except as…
§ 10273.7 (a) A policyholder, certificate holder, or other insured who alleges that a policy or coverage has been or will be canceled, rescinded, or not renewed in…
§ 10274 The term “endorsement” as used in this chapter means any amendment, change, limitation, alteration or restriction of the printed text of a policy by a rider…
§ 10275 The term “policy of accident and sickness insurance” as used in this chapter includes any policy or contract covering the kind or kinds of insurance described…
§ 10276 Every individual accident and health policy or contract, except single premium nonrenewable policies or contracts, issued for delivery in this state on or…
§ 10277 (a) A group health insurance policy that provides that coverage of a dependent child of an employee or other member of the covered group shall terminate upon…
§ 10278 (a) An individual health insurance policy that provides that coverage of a dependent child shall terminate upon attainment of the limiting age for dependent…
§ 10278.1 (a) An individual health insurance policy issued, amended, or renewed on or after January 1, 2023, that provides dependent coverage shall make dependent…
§ 10279 (a) Every disability insurer that provides group or individual policies of disability, or both, that provides, operates, or contracts for, telephone medical…