ARTICLE 6.6. Insurance Information and Privacy Protection Act [791. - 791.29.]

Article 6.6 added by Stats. 1980, Ch. 1214, Sec. 1.

§§ 791–791.29 · 29 sections

§ 791 The purpose of this article is to establish standards for the collection, use and disclosure of information gathered in connection with insurance transactions…
§ 791.01 (a) The obligations imposed by this article shall apply to those insurance institutions, agents or insurance-support organizations which, on or after October…
§ 791.02 As used in this act: (a) (1) “Adverse underwriting decision” means any of the following actions with respect to insurance transactions involving insurance…
§ 791.03 No insurance institution, agent or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with…
§ 791.04 (a) An insurance institution or agent shall provide a notice of information practices to all applicants or policyholders in connection with insurance…
§ 791.045 (a) (1) In addition to the notice required by Section 791.04, an insurance institution or agent shall provide a clear and conspicuous notice to customers that…
§ 791.05 An insurance institution or agent shall clearly specify those questions designed to obtain information solely for marketing or research purposes from an…
§ 791.06 Notwithstanding any other provision of law, no insurance institution, agent or insurance-support organization may utilize as its disclosure authorization form…
§ 791.07 (a) No insurance institution, agent or insurance-support organization may prepare or request an investigative consumer report about an individual in connection…
§ 791.08 (a) If any individual, after proper identification, submits a written request to an insurance institution, agent or insurance-support organization for access…
§ 791.09 (a) Within 30 business days from the date of receipt of a written request from an individual to correct, amend or delete any recorded personal information…
§ 791.10 (a) In the event of an adverse underwriting decision the insurance institution or agent responsible for the decision shall: (1) Either provide the applicant,…
§ 791.11 No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning: (a) Any previous…
§ 791.12 No insurance institution or agent may base an adverse underwriting decision in whole or in part on the following: (a) On the fact of a previous adverse…
§ 791.13 An insurance institution, agent, or insurance-support organization shall not disclose any personal or privileged information about an individual collected or…
§ 791.14 (a) The commissioner shall have power to examine and investigate into the affairs of every insurance institution or agent doing business in this state to…
§ 791.15 (a) Whenever the commissioner has reason to believe that an insurance institution, agent or insurance-support organization has been or is engaged in conduct in…
§ 791.16 For the purpose of this article, an insurance-support organization transacting business outside this state that has an effect on a person residing in this…
§ 791.17 (a) If, after a hearing pursuant to Section 791.15, the commissioner determines that the insurance institution, agent or insurance-support organization charged…
§ 791.18 (a) Any person subject to an order of the commissioner under Section 779.17 or Section 791.20 or any person whose rights under this article were allegedly…
§ 791.19 Any person who violates a cease and desist order of the commissioner under Section 791.17 may, after notice and hearing and upon order of the commissioner, be…
§ 791.20 (a) If any insurance institution, agent or insurance-support organization fails to comply with Section 791.08, 791.09 or 791.10 with respect to the rights…
§ 791.21 No cause of action in the nature of defamation, invasion of privacy or negligence shall arise against any person for disclosing personal or privileged…
§ 791.22 Any person who knowingly and willfully obtains information about an individual from an insurance institution, agent or insurance-support organization under…
§ 791.23 The rights granted under Sections 791.08, 791.09 and 791.13 shall take effect on October 1, 1981, regardless of the date of the collection or receipt of the…
§ 791.26 Where an authorization from the individual was granted to a nonprofit hospital service plan prior to October 1, 1981, such authorization shall be deemed to be…
§ 791.27 (a) A disability insurer that provides coverage for hospital, medical, or surgical expenses shall not release any information to an employer that would…
§ 791.28 (a) An insurer under a personal lines residential property insurance policy, if it reports the claims history or loss experience of insureds under those…
§ 791.29 Notwithstanding any other law, and to the extent permitted by federal law, a health insurer shall take the following steps to protect the confidentiality of an…