ARTICLE 3.7. Consumer Protection [10234.8. - 10234.97.]

Article 3.7 added by Stats. 1989, Ch. 631, Sec. 1.

§§ 10234.8–10234.97 · 8 sections

• § 10234.8 (a) With regard to long-term care insurance, all insurers, brokers, agents, and others engaged in the business of insurance owe a policyholder or a prospective…
• § 10234.85 No insurer, broker, agent, or other person shall cause a policyholder to replace a long term care insurance policy unnecessarily. Nothing in this section shall…
• § 10234.86 (a) Every insurer shall maintain records for each agent of that agent’s amount of replacement sales as a percent of the agent’s total annual sales and the…
• § 10234.87 (a) If an insurer replaces a policy or certificate that it has previously issued, the insurer shall recognize past insured status by granting premium credits…
• § 10234.9 (a) Every insurer providing long-term care coverage in California shall provide a copy of any advertisement intended for use in California to the commissioner…
• § 10234.93 (a) Every insurer of long-term care in California shall: (1) Establish marketing procedures to ensure that any comparison of policies by its agents or other…
• § 10234.95 (a) Every insurer or other entity marketing long-term care insurance shall: (1) Develop and use suitability standards to determine whether the purchase or…
• § 10234.97 (a) Any time long-term care coverage is replaced, the sales commission that is paid by the insurer and that represents the percentage of the sale normally paid…