BlackletterCalifornia law

DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]

Division 1 enacted by Stats. 1935, Ch. 145.

§§ 100–1879.8 · 1,714 sections

  1. PART 1. THE CONTRACT §§ 100–679.75 · 232 sections
    1. CHAPTER 1. Classes of Insurance §§ 100–124.5 · 29 sections
    2. CHAPTER 1.5. Risk Retention §§ 125–140 · 14 sections
    3. CHAPTER 2. Parties, Events, and Interests §§ 150–305 · 23 sections
      1. ARTICLE 1. Parties to the Contract: Generally §§ 150–151 · 2 sections
      2. ARTICLE 2. Parties to Contract: Mortgagor and Mortgagee §§ 170–172 · 3 sections
      3. ARTICLE 3. Events Subject to Insurance §§ 250–253 · 4 sections
      4. ARTICLE 4. Insurable Interest: Generally §§ 280–287 · 8 sections
      5. ARTICLE 5. Insurable Interest: Effect of Transfer §§ 300–305 · 6 sections
    4. CHAPTER 3. Negotiations Before Execution §§ 330–361 · 22 sections
      1. ARTICLE 1. Concealment §§ 330–339 · 10 sections
      2. ARTICLE 2. Representation §§ 350–361 · 12 sections
    5. CHAPTER 4. The Policy §§ 380–460 · 37 sections
      1. ARTICLE 1. Definition and Scope §§ 380–396 · 21 sections
      2. ARTICLE 2. Types of Policies §§ 410–413 · 4 sections
      3. ARTICLE 3. Insurer’s Name on Policy § 430 · 1 section
      4. ARTICLE 4. Warranties §§ 440–449 · 10 sections
      5. ARTICLE 5. Inception Hours § 460 · 1 section
    6. CHAPTER 5. The Premium §§ 480–491 · 14 sections
    7. CHAPTER 5.2. Renewal Notices § 500 · 1 section
    8. CHAPTER 5.3. Consumer Complaints § 510 · 1 section
    9. CHAPTER 5.4. Proof of Coverage Disclosure § 515 · 1 section
    10. CHAPTER 6. Loss §§ 520–580 · 21 sections
      1. ARTICLE 1. Transfer of Interest After Loss § 520 · 1 section
      2. ARTICLE 2. Causes of Loss §§ 530–533.7 · 7 sections
      3. ARTICLE 3. Notice and Proofs of Loss §§ 550–557.5 · 8 sections
      4. ARTICLE 4. Payment of Automobile Collision Repairs § 560 · 1 section
      5. ARTICLE 5. Certain Insurance Covering Real Property §§ 570–572 · 3 sections
      6. ARTICLE 6. Electronic Payment of Claims § 580 · 1 section
    11. CHAPTER 7. Double Insurance §§ 590–591 · 2 sections
    12. CHAPTER 8. Reinsurance §§ 620–623 · 4 sections
    13. CHAPTER 9. Rescission §§ 650–651 · 2 sections
    14. CHAPTER 9.5. Filing of Certificates § 655 · 1 section
    15. CHAPTER 9.6. Reasons for Denial of Motor Vehicle Liability Insurance §§ 657–658 · 2 sections
    16. CHAPTER 10. Cancellation or Failure to Renew §§ 660–669.5 · 15 sections
    17. CHAPTER 10.1. Certain Automobile Insurance § 669.7 · 1 section
    18. CHAPTER 10.2. Prohibited Cancellations § 670 · 1 section
    19. CHAPTER 10.25. Automobile Collision and Comprehensive Coverage § 671 · 1 section
    20. CHAPTER 10.27. Availability of Cost Estimates § 672 · 1 section
    21. CHAPTER 10.3. Cancellation of Policies When Premium Financed § 673 · 1 section
    22. CHAPTER 10.4. Prior Notice Concerning Cancellation or Nonrenewal §§ 674–674.9 · 4 sections
    23. CHAPTER 11. Cancellation and Failure to Renew Certain Property Insurance §§ 675–679.7 · 27 sections
    24. CHAPTER 11.5. Disclosure Requirements for Certain Property Insurance § 679.9 · 1 section
    25. CHAPTER 12. Prohibition of Discriminatory Practices by Certain Admitted Insurers §§ 679.70–679.75 · 6 sections
  2. PART 2. THE BUSINESS OF INSURANCE §§ 680–1879.8 · 1,482 sections
    1. CHAPTER 1. General Regulations §§ 680–1113 · 675 sections
      1. ARTICLE 1. Charter Requirements § 680 · 1 section
      2. ARTICLE 1.5. Retaliation §§ 685–685.5 · 6 sections
      3. ARTICLE 1.7. Continuity of Management §§ 688–688.5 · 6 sections
      4. ARTICLE 2. Capital Structure § 690 · 1 section
      5. ARTICLE 3. Certificate of Authority §§ 699–728 · 43 sections
      6. ARTICLE 4. Examination by Commissioner §§ 729–738 · 12 sections
      7. ARTICLE 4.1. Risk-Based Capital for Insurers §§ 739–739.12 · 12 sections
      8. ARTICLE 4.5. Special Provisions Regarding Health Coverage §§ 740–742.1 · 3 sections
      9. ARTICLE 4.7. Multiple Employer Welfare Arrangements §§ 742.20–742.43 · 29 sections
      10. ARTICLE 5. Unlawful Referrals §§ 750–754 · 5 sections
      11. ARTICLE 5.1. Unlawful Practices §§ 755–758.7 · 7 sections
      12. ARTICLE 5.2. Consumer Protection in Sales of Insurance by or Through Depository Institutions §§ 759–765 · 7 sections
      13. ARTICLE 5.3. Agents and Brokers §§ 769–769.56 · 5 sections
      14. ARTICLE 5.4. Managing General Agents §§ 769.80–769.87 · 8 sections
      15. ARTICLE 5.5. Insurance in Connection With Sales and Loans §§ 770–776 · 12 sections
      16. ARTICLE 5.7. Free Insurance §§ 777.1–777.3 · 3 sections
      17. ARTICLE 5.8. Premium Financing §§ 778–778.4 · 5 sections
      18. ARTICLE 5.9. Credit Life and Disability Insurance §§ 779.1–779.36 · 34 sections
      19. ARTICLE 6. Misrepresentation of Policies §§ 780–784 · 6 sections
      20. ARTICLE 6.3. Senior Insurance §§ 785–789.10 · 19 sections
      21. ARTICLE 6.5. Unfair Practices §§ 790–790.15 · 17 sections
      22. ARTICLE 6.6. Insurance Information and Privacy Protection Act §§ 791–791.29 · 29 sections
      23. ARTICLE 6.7. Joint Activities §§ 795–795.7 · 9 sections
      24. ARTICLE 6.8. Claims Reviewers §§ 796.01–796.04 · 4 sections
      25. ARTICLE 6.9. The Equal Insurance HIV Act §§ 799–799.11 · 11 sections
      26. ARTICLE 7. Restrictions on Underwriting §§ 800–805 · 6 sections
      27. ARTICLE 7.3. Servicing of Insurance Contracts § 810 · 1 section
      28. ARTICLE 7.5. Restrictions on Compensation of Adjusters §§ 815–816 · 2 sections
      29. ARTICLE 8. Issue of Securities §§ 820–860 · 49 sections
      30. ARTICLE 9. Registration of Insurers’ Names §§ 880–886 · 12 sections
      31. ARTICLE 10. Financial Statements of Insurers §§ 900–925.4 · 35 sections
      32. ARTICLE 10.1. California Insurance Community Investment §§ 926–926.3 · 3 sections
      33. ARTICLE 10.2. Minority, Women, LGBT, Veteran, and Disabled Veteran Business Enterprises §§ 927–927.5 · 6 sections
      34. ARTICLE 10.3. Single Risk Limitation § 928 · 1 section
      35. ARTICLE 10.4. Wildfire Risk Information Reporting §§ 929–929.3 · 4 sections
      36. ARTICLE 10.5. National Association of Insurance Commissioners §§ 930–934 · 5 sections
      37. ARTICLE 10.6. Own Risk and Solvency Assessment §§ 935.1–935.11 · 11 sections
      38. ARTICLE 10.8. Corporate Governance Disclosure Act §§ 936.1–936.9 · 9 sections
      39. ARTICLE 10.85. Insurance and Climate Risk Market Intelligence Act §§ 937–937.5 · 6 sections
      40. ARTICLE 10.9. Zero-Emission Heavy-Duty Truck Data Reporting §§ 938–938.1 · 2 sections
      41. ARTICLE 11. Deposit of Securities §§ 939–956 · 18 sections
      42. ARTICLE 12. Wildfire Safety and Risk Mitigation Program §§ 970–978 · 9 sections
      43. ARTICLE 13. Insolvency §§ 980–989 · 9 sections
      44. ARTICLE 13.3. Obligations of Automobile Insurers and Their Agents Under Contingent and Retrospective Compensation Arrangements §§ 995–995.7 · 8 sections
      45. ARTICLE 13.5. Disability Insurance Reserves § 997 · 1 section
      46. ARTICLE 14. Proceedings in Cases of Insolvency and Delinquency §§ 1010–1062 · 64 sections
      47. ARTICLE 14.2. California Insurance Guarantee Association §§ 1063–1063.19 · 20 sections
      48. ARTICLE 14.26. California Insurance Guarantee Association Bond Funds §§ 1063.70–1063.78 · 9 sections
      49. ARTICLE 14.3. Uniform Liquidation Act §§ 1064.1–1064.13 · 13 sections
      50. ARTICLE 14.5. Stop Order Power of the Commissioner §§ 1065.1–1065.7 · 7 sections
      51. ARTICLE 14.7. California Life and Health Insurance Guarantee Association §§ 1067–1067.19 · 21 sections
      52. ARTICLE 14.8. Group Enrollment from Health Care Service Plans §§ 1068–1068.2 · 3 sections
      53. ARTICLE 15. Withdrawal of Insurers §§ 1070–1076 · 9 sections
      54. ARTICLE 15.5. Administrative Supervision §§ 1077–1077.95 · 11 sections
      55. ARTICLE 16. Approval of Reinsurance Plans §§ 1080–1091 · 3 sections
      56. ARTICLE 17. Loans and Investments §§ 1100–1107.1 · 20 sections
      57. ARTICLE 18. Multiple Insurer Operations §§ 1110–1113 · 4 sections
    2. CHAPTER 2. Incorporated Insurers §§ 1140–1260 · 123 sections
      1. ARTICLE 1. General §§ 1140–1142 · 5 sections
      2. ARTICLE 2. Restrictions on Activities §§ 1152–1155 · 5 sections
      3. ARTICLE 3. General Investments §§ 1170–1182 · 16 sections
      4. ARTICLE 3.5. Disclosure of Material Transactions §§ 1185–1187 · 3 sections
      5. ARTICLE 4. Property Authorized for Excess Funds Investments §§ 1190–1202 · 40 sections
      6. ARTICLE 4.5. Leeway Law § 1210 · 1 section
      7. ARTICLE 4.6. Hedging §§ 1211–1212 · 2 sections
      8. ARTICLE 4.7. Insurance Holding Company System Regulatory Act §§ 1215–1215.18 · 20 sections
      9. ARTICLE 4.8. Business Transacted with Producer Controlled Insurer §§ 1216–1216.6 · 7 sections
      10. ARTICLE 5. Life Insurance Policies §§ 1220–1221 · 2 sections
      11. ARTICLE 5.5. Life Insurance Policy Loans §§ 1230–1239.5 · 11 sections
      12. ARTICLE 6. Foreign Investments §§ 1240–1242 · 5 sections
      13. ARTICLE 7. Valuation of Investments §§ 1250–1254 · 5 sections
      14. ARTICLE 8. Reinsurance Transactions § 1260 · 1 section
    3. CHAPTER 3. Reciprocal Insurers §§ 1280–1560.19 · 109 sections
      1. ARTICLE 1. General Provisions §§ 1280–1284 · 7 sections
      2. ARTICLE 2. Organization of Exchange §§ 1300–1315 · 16 sections
      3. ARTICLE 3. Filing of Documents §§ 1320–1330 · 12 sections
      4. ARTICLE 4. Certificate of Authority §§ 1350–1350.5 · 2 sections
      5. ARTICLE 5. Finances §§ 1370–1375 · 11 sections
      6. ARTICLE 6. Assessment of Insurers §§ 1390–1402 · 14 sections
      7. ARTICLE 7. Dividends § 1420 · 1 section
      8. ARTICLE 8. Reports and Examination §§ 1430–1434 · 5 sections
      9. ARTICLE 9. Suits §§ 1450–1453 · 4 sections
      10. ARTICLE 10. Policy § 1470 · 1 section
      11. ARTICLE 11. Rebates
      12. ARTICLE 12. Agents and Brokers § 1500 · 1 section
      13. ARTICLE 13. Penalties §§ 1510–1512 · 3 sections
      14. ARTICLE 14. Tax Provisions §§ 1530–1531 · 2 sections
      15. ARTICLE 15. Merger § 1540 · 1 section
      16. ARTICLE 16. Merger of Certain Reciprocal Insurers §§ 1550–1559 · 10 sections
      17. ARTICLE 17. Conversion of Certain Reciprocal Insurers to Incorporated Stock Insurers §§ 1560–1560.19 · 19 sections
    4. CHAPTER 4. Foreign Insurers §§ 1561–1620.7 · 43 sections
      1. ARTICLE 1. Conditions of Doing Business § 1561 · 1 section
      2. ARTICLE 2. Alien Insurers §§ 1580–1599 · 20 sections
      3. ARTICLE 3. Agent for Service of Process §§ 1600–1605 · 7 sections
      4. ARTICLE 4. Actions Against Nonadmitted Insurers §§ 1610–1620 · 8 sections
      5. ARTICLE 4.5. Unauthorized Insurers False Advertising Process Act §§ 1620.1–1620.7 · 7 sections
    5. CHAPTER 5. Production Agencies §§ 1621–1758.993 · 219 sections
      1. ARTICLE 1. Definitions §§ 1621–1624 · 4 sections
      2. ARTICLE 2. Comprehensive Definitions §§ 1625–1630 · 10 sections
      3. ARTICLE 3. Licensing §§ 1631–1651 · 20 sections
      4. ARTICLE 4. Applications §§ 1652–1661 · 7 sections
      5. ARTICLE 5. Bonds §§ 1662–1665 · 3 sections
      6. ARTICLE 6. License Qualifications §§ 1666–1672 · 9 sections
      7. ARTICLE 7. License Qualification Examinations §§ 1675–1684 · 10 sections
      8. ARTICLE 8. Certificates of Convenience §§ 1685–1698 · 7 sections
      9. ARTICLE 9. Issuance of Licenses §§ 1702–1707.7 · 9 sections
      10. ARTICLE 10. Termination of Licenses §§ 1708–1712.5 · 5 sections
      11. ARTICLE 11. License Terms §§ 1716–1723 · 8 sections
      12. ARTICLE 12. Conduct of Licensee §§ 1724–1736.5 · 22 sections
      13. ARTICLE 13. Disciplinary Actions §§ 1737–1748.5 · 14 sections
      14. ARTICLE 13.5. Prelicensing and Continuing Education §§ 1749–1749.9 · 17 sections
      15. ARTICLE 14. Fees §§ 1750–1751.7 · 8 sections
      16. ARTICLE 15. Travel Insurance Agents §§ 1752–1757 · 6 sections
      17. ARTICLE 15.5. Cargo Shippers’ Agents §§ 1757.1–1757.3 · 3 sections
      18. ARTICLE 16. Variable Contract Agents §§ 1758.1–1758.5 · 4 sections
      19. ARTICLE 16.1. Portable Electronics Insurance §§ 1758.6–1758.693 · 15 sections
      20. ARTICLE 16.3. Self-Service Storage Agents §§ 1758.7–1758.792 · 12 sections
      21. ARTICLE 16.6. Car Rental Agents §§ 1758.8–1758.891 · 13 sections
      22. ARTICLE 16.7. Credit Insurance Agents §§ 1758.9–1758.993 · 13 sections
    6. CHAPTER 5A. Administrators §§ 1759–1759.10 · 11 sections
    7. CHAPTER 6. Surplus Line Brokers §§ 1760–1780 · 48 sections
    8. CHAPTER 6.1. Surplus Line Advisory Organization §§ 1780.50–1780.67 · 18 sections
    9. CHAPTER 6.5. Reinsurance Intermediaries §§ 1781.1–1781.14 · 14 sections
    10. CHAPTER 7. Bail Licenses §§ 1800–1823 · 49 sections
      1. ARTICLE 1. Qualification and Licensing §§ 1800–1823 · 49 sections
    11. CHAPTER 8. Life and Disability Insurance Analysts §§ 1831–1849 · 19 sections
    12. CHAPTER 9. Rates and Rating and Other Organizations §§ 1850.4–1861.16 · 63 sections
      1. ARTICLE 1. Purpose and Scope of Chapter §§ 1850.4–1851.1 · 4 sections
      2. ARTICLE 2. Making and Use of Rates §§ 1853.5–1853.9 · 3 sections
      3. ARTICLE 2.5. Making and Use of Rates—Insurance of Properties Being Purchased From Department of Veterans Affairs §§ 1853.95–1853.97 · 3 sections
      4. ARTICLE 4. Advisory Organizations §§ 1855–1855.5 · 6 sections
      5. ARTICLE 5. Joint Underwriting and Joint Reinsurance § 1856 · 1 section
      6. ARTICLE 6. Records and Examinations §§ 1857–1857.4 · 5 sections
      7. ARTICLE 6.5. Recording and Reporting of Loss and Expense Experience §§ 1857.7–1857.9 · 2 sections
      8. ARTICLE 7. Hearings, Procedure and Judicial Review §§ 1858–1858.7 · 14 sections
      9. ARTICLE 8. Penalties §§ 1859–1859.1 · 2 sections
      10. ARTICLE 9. Miscellaneous §§ 1860–1860.3 · 4 sections
      11. ARTICLE 10. [Reduction and Control of Insurance Rates] §§ 1861.01–1861.16 · 19 sections
    13. CHAPTER 10. Child Care Insurance Act §§ 1862–1864 · 3 sections
    14. CHAPTER 10.5. Risk Retention § 1870 · 1 section
    15. CHAPTER 12. The Insurance Frauds Prevention Act §§ 1871–1879.8 · 87 sections
      1. ARTICLE 1. False and Fraudulent Claims §§ 1871–1871.10 · 11 sections
      2. ARTICLE 2. Bureau of Fraudulent Claims §§ 1872–1872.96 · 19 sections
      3. ARTICLE 3. Insurance Fraud Reporting §§ 1873–1873.4 · 5 sections
      4. ARTICLE 4. Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting §§ 1874–1874.8 · 7 sections
      5. ARTICLE 4.5. Insurer Inspections §§ 1874.85–1874.87 · 3 sections
      6. ARTICLE 4.6. Auto Insurance Fraud Crisis Areas § 1874.90 · 1 section
      7. ARTICLE 5. Arson Investigations §§ 1875–1875.8 · 8 sections
      8. ARTICLE 5.5. Insurance Claims Analysis Bureaus §§ 1875.10–1875.18 · 9 sections
      9. ARTICLE 5.6. Insurer Fraud Investigation §§ 1875.20–1875.24 · 5 sections
      10. ARTICLE 6. Deposit of Automobile Insurance Claims Information §§ 1876–1876.5 · 4 sections
      11. ARTICLE 7. Workers’ Compensation Insurance Fraud Reporting §§ 1877–1877.5 · 7 sections
      12. ARTICLE 8. Insurance Fraud Prevention §§ 1879–1879.8 · 8 sections